Role & responsibilities

- Apply statistical tool to analyze the pattern and come with detailed assessment
- Develop rating model/scorecard for various retail and corporate loans based on historical data
- Good experience in ECL(PD/LGD) and EWS model development.
- Testing of scorecard/model on a regular basis and update
- Review and Analysis of historical loan data to understand the pattern from default point of view
- Review and Prepare risk dashboard for management which shows all key risk parameters
- Coordinate with various stakeholder for the rating model implementation
- Prepare and maintain database of loan product from risk assessment point of view
- Ensure data is correctly captured in the system and coordinate with different team to fix the issue




- Coordinate with IT team for the automation of credit approval process
- Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption

Preferred candidate profile

- Experience in Credit Risk Analytics, Scorecard Development, Model Validation, or Portfolio Risk Management.
- Strong knowledge of statistical techniques, predictive modeling, and credit risk frameworks.
- Proficiency in SAS, SQL, Python, R, Excel, or similar analytics tools.

Interested candidates may share their resume on [email protected].

📌 Chief Manager-Risk Analytics (Maharashtra)
🏢 Utkarsh Small Finance Bank
📍 Maharashtra