-PL Company Name IDFC FIRST Bank Job Type Full-Time Job Category Others Department Retail Banking Rural Banking Assets Rural Unnati Location Halol Gujarat India IDFC FIRST Bank is seeking a highly motivated and dynamic individual to join our team as an Associate Relationship Manager-PL As an Associate Relationship Manager you will be responsible for managing and growing the bank s portfolio of Personal Loans in the rural areas of Halol Gujarat Key Responsibilities
- Develop and maintain relationships with existing and potential customers in the rural areas of Halol Gujarat
- Identify and acquire new customers through various channels such as referrals cold calling and networking
- Conduct thorough financial analysis of customers to determine their creditworthiness and eligibility for Personal Loans
- Cross-sell other banking products and services to customers to increase revenue and deepen relationships
- Monitor and manage the performance of the loan portfolio ensuring timely repayments and minimizing delinquencies
- Provide excellent customer service and resolve any customer queries or complaints in a timely manner
- Keep up-to-date with market trends and competitors offerings to identify potential business opportunities Qualifications
- Bachelor s degree in Business Administration Finance or a related field
- Minimum of 2 years of experience in sales or relationship management preferably in the banking or financial services industry
- Knowledge of rural banking and understanding of the local market in Halol Gujarat
- Strong communication and interpersonal skills
- Ability to work independently and as part of a team
- Proficient in Microsoft Office and other relevant software We offer a competitive salary and perks package as well as opportunities for career growth and development If you are a self-starter with a passion for sales and customer service we would love to hear from you Additional Parameters
- Fluency in the local language is preferred
- Willingness to travel within the assigned region
- Knowledge of banking regulations and compliance
- Experience in handling and managing a loan portfolio is a plus
📌 Associate Relationship Manager-pl (Padra)
🏢 IDFC FIRST Bank
📍 Padra
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