- Conduct internal audits for retail asset/retail lending businesses as per the risk-based audit plan.
- Review branch and central audit processes, internal controls, and regulatory compliance.
- Assess risks, identify control gaps, and recommend corrective actions.
- Review pre- and post-disbursement documentation and monitoring controls.
- Evaluate Early Warning Signals (EWS) and risk monitoring mechanisms.
- Ensure compliance with RBI, NHB, Companies Act, and internal policies.
- Perform special audits and investigations as required by senior management or the Audit Committee.
Preferred Candidate Profile:
- 4+ years of internal audit experience in NBFC, HFC, Banking, or a reputed audit firm.
- Strong knowledge of retail asset products, risk management, and internal controls.
- Experience in branch and central audits for retail lending.
- Valuable analytical skills and understanding of regulatory requirements.