Job Title Credit Officer Location Kattapana Salary Attractive Salary Key Responsibilities 1 Credit Appraisal Loan Assessment Evaluate loan applications for products like o MFI loans Analyze o KYC Documents Aadhar ID Passbook Land Tax o Cheque Conduct Financial analysis to determine repayment capacity 2 Field Verification Conduct or coordinate o Residence verification Assess customer profile and stability Identify potential risks or fraud indicators 3 Documentation Compliance Verify KYC Ensure compliance with Reserve Bank of India guidelines Maintain proper credit files and auditready records 4 Risk Assessment Decision Making Approve reject loan applications within authority limits Recommend cases to higher authorities when required Ensure adherence to company credit policies 5 Portfolio Monitoring Track performance of approved loans Identify early warning signals delays irregular payments Work with collections team to reduce NPAs 6 Coordination Work closely with o Relationship Officers o Branch Managers Provide feedback to improve sourcing quality 6 Functions Involved o Stock Keeping o Product Keeping o Collection Deposit Qualifications SkillsEducation Plus Two or Above Experience 12 years in NBFC BFSIcredit role Freshers with finance knowledge may be considered Skills Robust analytical and financial assessment skills Knowledge of credit policies and lending norms Attention to detail Decisionmaking ability Basic knowledge of financial statements Compensation 10 000 00 17 000 00 per month Benefits Leave encashmentPaid sick timeWork Location In person

📌 Credit Officer (Kochi)
🏢 PSFX International Federation
📍 Kochi