Job Type: Full time

Company: FinAGG Technologies (FameScore Pvt Ltd | FinAGG Services Pvt Ltd | QCF Capital) Function: SME Sales Experience: 1–4 years Location: [Noida HQ / Mumbai/ Cheenai] Reporting to: [SME Sales Head] Employment type: Full-time, on-rollAbout FinAGGFinAGG is a full-stack MSME lending platform operating as an LSP, TSP and NBFC. We finance India's supply chain — distributors, dealers, retailers and SME suppliers — through GST-anchored working capital, channel finance (Quick Cash Flow), term loans and embedded insurance. We have insured 150,000+ shops, and lend in partnership with HDFC Bank, SIDBI, Tata Capital, ABFL, Jana SFB and UGRO Capital. FinAGG is backed by SIDBI, Prime Venture Partners, Tata Capital, BlueOrchard and BLinC Invest.RoleYou will own SME loan disbursement targets for your territory — sourcing, qualifying and closing Term Loan and Working Capital (OD/CC/channel finance) cases for SME borrowers with ticket sizes typically between ₹15 lakh and ₹5 crore.This is a field sales role with three distinct sourcing engines. You will be expected to run at least two of the three:1. Cross-sell Mine FinAGG's existing borrower and anchor-programme base — distributors and dealers already transacting on our channel finance and insurance products — and convert them to a Term Loan or enhanced Working Capital limit. Work the existing book, repeat customers, top-ups, limit enhancements and portfolio referrals.2. Channel Partner (DSA / Connector) Empanel, activate and manage a network of DSAs, CAs, tax consultants, connectors and fintech aggregators. Drive login volume, file quality and partner productivity. Own partner engagement, payout discussions and month-on-month activation ratios.3. Cold Call / Direct Sourcing Build a self-generated pipeline through market visits,



cluster mapping, trade associations, industrial estates, mandi/market catchments, telecalling and digital leads. Cold-start territories where FinAGG has no existing presence.Key ResponsibilitiesAchieve monthly and quarterly targets on logins, sanctions and disbursementsSource SME cases for Term Loan, Working Capital (OD/CC), and channel finance programmesConduct first-level credit assessment — GST filings, bank statements, ITRs, bureau reports, business vintage — and log only bankable filesComplete customer onboarding on the FinAGG app/PWA, ensure clean documentation, KYC and post-sanction execution (e-NACH, e-sign, PDCs)Coordinate with Credit, Risk and Ops to move files from login to disbursal within TAT; own the resolution of queries and deferralsBuild and maintain the DSA/connector network in your territory; track activation and productivityMaintain daily activity discipline in CRM — meetings, logins, pipeline, follow-upsSupport early collections and portfolio health in your book; act as the first point of contact for customer escalationsProvide market feedback on competitor pricing, programme structures and customer requirementsWhat We're Looking ForMust have1–4 years of frontline sales experience in SME/business lending — Term Loan, Working Capital, Business Loan, LAP, or Supply Chain / Channel FinancePrior experience with an NBFC, Bank,



or Fintech lenderDemonstrable track record on disbursement targets — bring your numbersWorking understanding of SME credit assessment: GST returns, banking, bureau, financialsComfort with field sales and cold calling — this is not a desk roleGraduate in any discipline (MBA/PGDM in Finance or Marketing preferred)Two-wheeler/four-wheeler with a valid driving licence; willingness to travel within territoryFluency in English, Hindi, and the local language of the assigned marketGood to haveExperience running a DSA/connector channel independentlyExposure to digital lending journeys, GST-based underwriting, or Account Aggregator-based flowsFamiliarity with dealer/distributor ecosystems of large anchor corporates (FMCG, building materials, auto, agri)Existing relationships with CAs, tax consultants or DSAs in the assigned geographyWhat Success Looks Like (First 6 Months)MilestoneTimelineTerritory mapped, catchment and anchor clusters identifiedMonth 1First disbursals closed; 5+ channel partners empanelledMonth 2–3Consistent monthly disbursement run-rate against targetMonth 4Self-sustaining pipeline across at least two sourcing enginesMonth 6What We OfferCompetitive fixed CTC plus an uncapped monthly/quarterly incentive plan linked to disbursement and portfolio qualityA full product suite to sell — not a single-product mandateDirect exposure to bank and NBFC partner programmes (HDFC, SIDBI, Tata Capital, ABFL and others)Fast growth track: strong performers move into Area/Regional Manager rolesA culture built on HAT — Honesty, Accountability, TransparencyTo apply: send your CV to [email protected] with subject line "SME Sales — [City]", along with your last 6 months' disbursement numbers.FinAGG is an equal opportunity employer.

📌 Relationship Manager / Sr. Relationship Manager — SME Lending (Term Loan & Working Capital) (Ghaziabad)
🏢 FINAGG Technologies Private
📍 Ghaziabad