Business FunctionCorporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services current accounts time deposits trade finance working capital finance term loans and foreign exchange Through our continued commitment DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management service differentiation product development and rigorous credit standards Job PurposeThe position exists as there is now complete market opportunity that is emerging around Ecosystem B2S Lending which requires dedicated Product support from Policy Process Monitoring and journey standpoint Key Accountabilities Responsible for overall product management managing Credit program policies of SME lending Alternate Lending programs Ecosystem led partnerships Big-to-small related programs SCF Anchor led Design manage SOPs on E2E lending journey with adequate risk controls Overall portfolio management of the Credit programs including monitoring of triggers caps Management of adherence of Digital lending guidelines ensuring applicable program compliance Support in digital implementation of the lending journeysJob Duties responsibilities Responsible for devising new credit programs existing program amendments Creation of E2E SOP for Alternate lending programs for various used cases i e Ecosystem Co-lending B2S Creation of credit programs foe SME lending and commercialisation of the same Work closely with Ecosystem team and other relevant stakeholders to ensure timely go-live of lending programs under the partnerships Work with various stakeholders to ensure NPA ESPORA ORR SOP approvals as applicable for the various partnerships Overall manage the portfolio management working with RMG-Credit and CPRAM for portfolio triggers and caps delinquency management and hygiene it Support in setting up of early warning other necessary risk controls for Alternate Lending Co-lending policies Provide portfolio insights partner-wise Work closely with partners for embedded streamlined customer journey product delivery close monitoring and governance Collaborate with Product Manager SFW to build the digital journeys of these credit programs partnerships on an on-going basis i e write user stories modify existing journeys incorporate partner feedback Support the coverage team for successful commercialization of partnerships for scale up of asset customers Devise customized training programs for the front line for effective sales marketing Alternate Lending programs Build feedback loop with partner coverage team for improvement Requirements The candidate should have 6-8 years minimum overall relevant experience Experience in Product Management lending spl trade finance and digital is preferred MBA- Finance Marketing CA CFA - preferred from Tier-1 institute The candidate should be proficient in MS-Word PPT and ExcelCore CompetenciesThe job holder needs to possess the following skills Job Knowledge The job holder should be fast learner in the job Organising Skills The job holder needs to be organised so as to enable him to meet the conflicting deadlines Proactive To understand the system implementations and grasp the changes faster Communication Skills The job holder needs to have effective verbal as well as written communication skills Interpersonal Skills The job holder needs to liaise with various stake holders internal and external Work RelationshipTo work with Internal IBG 4 Head Product Head Product Team RMG GTS Strategy Planning DAH2 SG-Tech External Ecosystem partnersDBS India - Culture BehaviorsShould be able to demonstrate high degree of PRIDE values - spl Purposeful Innovative and DecisiveApply NowWe offer a competitive salary and advantages package and the professional advantages of a dynamic environment that supports your development and recognises your achievements

📌 Senior Associate, Product Manager, Small Medium Enterprises. (New Delhi)
🏢 DBS Bank
📍 New Delhi