Credit Acceptance is proud to be an award-winning company with workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies in the United States.

In this role, you will work as a dedicated member of a globally distributed team, partnering closely with business partners in the U.S. to design, build, and scale solutions that directly impact our customers and operations. While your legal employer will be our EoR partner, you will be fully integrated into our Credit Acceptance team for day-to-day work and collaboration.

The Staff Software Engineer is a technical leader responsible for designing and delivering scalable, high-quality software solutions that support business objectives across multiple applications and systems. This role drives technical design, architecture decisions, coding standards, and engineering best practices while solving complex technical challenges and ensuring long-term maintainability and reliability. Working across teams, the Staff Software Engineer provides technical direction, conducts impact analysis, evaluates solution options, and leads initiatives that improve engineering effectiveness.

The role mentors engineers, influences technical strategy, promotes continuous learning, and collaborates with business and technology partners to deliver innovative and efficient solutions. Outcomes and Activities:

This position will work remotely from India

Design and develop software and improve existing code to make it more efficient to detect bugs in the code

Write unit-tests and validate your software against acceptance criteria

Evolve and transform the design and architecture of applications towards leading edge technologies and practices

Author, apply and advocate for team coding, documenting and testing standards

Conduct impact analysis to proactively identify impact of a change across multiple applications

Learn the business process domain to better support the business and align technologies with the business process

Experiment and test ideas, validate assumptions against needs, reach conclusions and recommend solutions

Lead code reviews and communicate application changes

Document code and projects so others can easily understand, maintain and support

Debug the problems which arise in production and propose effective solutions within the application and across multiple applications

Read, write and review design documents

Contribute to team's sprint commitments and actively participate in our Agile practices, including recommendations for process improvement

Lead continuous learning activities to improve design and code quality as well as to increase application domain knowledge





Participate in the talent selection process

Act as a mentor to guide and review the code, designs and documentation of less experienced software engineers

Competencies: The following items detail how you will be successful in this role.

Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer’s shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience.

Engineering Excellence: Engineering Excellence is about bringing excellent craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions.

One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively.

Owner’s Mindset: Owner’s Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business.

Requirements

Bachelor’s degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience

Minimum 8 years of software engineering experience or comparable depth of experience

Experience in the lead role overseeing technical direction of a team of software engineering talent across multiple applications

Strong understanding and use of one or more object-oriented programming languages and design patterns

Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall

Practical experience in data modeling, design and messaging

Experience working on mission-critical enterprise class applications

Demonstrated ability to coach and mentor less experienced team members

Willingness to participate in an on-call rotation

Preferred

Advanced understanding of IDEs, have the ability to navigate through them quickly and leverage advanced features to improve your performance





In-depth usage and creation of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, Jenkins and Bitbucket preferred

Experience in API security, analytics, throttling, caching, logging, request and response modifications

Experience in creating REST API documentation using Swagger or similar tools desirable

Ability to use DDL to create database objects and relationships, construct advanced queries, and optimize query performance

Financial services industry experience

Knowledge and Skills

Ability to challenge the status quo and influence stakeholders to create innovative solutions

Be collaborative with other team members, seeking a diversity of thought to meet business outcomes

Ability to foster strong relationships across the organization

Bring a strong understanding of relevant and emerging technologies, provide input and coach team members and embed learning and innovation in the day-to-day

Experience and understanding of how to connect the work being done and how it drives business value

Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership

CTC Range: ₹ 52,57,789 - ₹ 77,11,424 Total Compensation (CTC): Final CTC will be shared during the offer stage and will include all compensation components in detail as per EoR vendor's structure. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

INDENGLP This role is hired through an Employer of Record (EoR) partner in India.

You will be legally employed in India through our EoR partner

While your legal employer is the EoR partner, you will work full-time and be fully aligned to Credit Acceptance

Your day-to-day work, responsibilities, and performance expectations will be consistent with our global team members

You will receive locally compliant payroll, benefits, and statutory coverage through the EoR partner

Our Company Values

To be successful in this role, Team Members need to be:

Positive by maintaining resiliency and focusing on solutions.

Respectful by collaborating and actively listening.

Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions.

Direct by effectively communicating and conveying courage.

Earnest by taking accountability, applying feedback and effectively planning and priority setting.

Expectations

Regularly overlap with U.S. business hours to support collaboration with global team members.

Remain compliant with our policies, processes and guidelines

All other duties as assigned

Attendance as required by department

Play the video below to learn more about our Company culture.

📌 Staff Software Engineer (Employer of Record) (Manpur)
🏢 Credit Acceptance
📍 Manpur