- Investigates suspicious activity as required under the Bank Secrecy Act and USA PATRIOT Act, focusing on counterfeit and fraudulent check activity, suspicious lockbox activity, and related AML/BSA issues.
- Responsible for the drafting of Suspicious Activity Reports (SARs), documenting decisions not to file SARs, and editing colleagues SAR submissions.
- Researches and analyses account activity (focusing on counterfeit and fraudulent check activity, and related AML/BSA issues), including open source information (e.g., Internet and Lexis), closed source databases, and internal client information and account transaction databases.
- Compiles information and documents from a variety of sources to draft SAR reports. Analyses transaction data, research findings, and information received from the business and/or from the end customer or client, to ascertain whether transaction activity is suspicious or has a reasonable explanation, and/or whether fraud is suspected.
- Looks for linkages across suspicious activities, assessing whether the activity is isolated or part of a larger issue.




- Identifies and resolves discrepant information.
- Synthesizes large volumes of data which defines the baseline against which suspicious or reportable instances will be tested.
- Evaluates and reports on findings to management or senior colleagues.
- Effectively communicates and interacts with our check-processing and lockbox lines of business, compliance, risk, and other shared services functions internally.
- Cooperates effectively with other lines of business or risk/compliance to obtain additional information or documentation relevant to assessing whether activity is suspicious or fraudulent.
- Collaborates with reviewing lawyers on their investigations and successfully implements and responds to recommendations/feedback.
- Through regular interaction and collaboration, understands the functions of the organization s financial intelligence units and how the units work together in order to meet the organization s obligations under applicable laws and regulatory expectations.
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📌 Senior Process Associate (Thiruvananthapuram)
🏢 Guidehouse
📍 Thiruvananthapuram