- Risk Management: Overseeing the risk associated with offer generation, including credit risk, operational risk, and reputational risk.
- Data Management and Analytics:
- Managing and analysing vast datasets, running policy waterfalls on offers to identify patterns, trends, and potential risks related to offer generation.
- Coding skills on SAS, SQL, and Python etc. is a must.
- Well versed in running statistical analysis through Decision tree etc.
- Process Governance:
- Establishing and maintaining robust processes for offer generation, including data validation, approval workflows, and ongoing monitoring.
- Ensuring timely release of offers to all relevant stakeholders
- Communication and Collaboration:
- Effectively communicating risk-related information to stakeholders, including senior management and business teams.
- Collaborate with analytics team, product teams and IT to ensure consistent data.
- Compliance:
Ensuring compliance with relevant regulations and internal policies related to offer generation and credit lending.
- Industry Knowledge: Solid understanding of the financial services industry, particularly in areas related to credit lending and offer generation.
Preferred candidate profile
- At least 6 years of experience with 4 years of Credit Cards data mining policy management.
- Robust understanding of unsecured lending products like Credit Card & Personal Loans
- Prior experience in managing risk activities in retail lending and portfolio is essential
- Graduate/ Postgraduate in Engineering, Statistics, Mathematics, or related field.
- 6 years of experience in Business Intelligence/ Data Analytics in the banking sector.
- Hands on experience in data visualization tools and language like SAS, SQL, and Python.
- Should have relevant working knowledge of banking systems, BRE and LOS systems.
- Strong communication and stakeholder management skills.
📌 Senior Manager/Assistant Vice President, Pre Acquisition Risk Data min (Mumbai)
🏢 Kotak Mahindra Bank
📍 Mumbai
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