Credit Senior Analyst Key Responsibilities • Monitor credit utilization and past-due percentages to determine actions, including applying or releasing sales blocks.

- Approve or recommend customer credit limits and payment terms based on credit risk models and guidelines.
- Ensure compliance with SOX controls and IFRS/US GAAP standards.
- Facilitate credit committee reviews for high-risk accounts and exceptions.
- Maintain accuracy of credit master data and conduct periodic reassessments.
- Perform credit evaluations such as financial statement analysis, bureau reports, trade references, and banking information.
- Collaborate with Sales and Customer Success teams to support onboarding and balance risk with business objectives.
- Provide collections forecasts, cash inflow projections,



and risk exposure summaries to Finance/FP&A; • Communicate account status, risk, and actions to Supervisor, manager & leadership; run cadence reviews with business units Qualifications • Bachelor’s degree in finance, Accounting, or a related discipline.
- 5–7 years of experience in credit analysis, credit management, or collections.
- Strong understanding of financial statement analysis, credit scoring methodologies, and accounts receivable risk management.
- Excellent verbal and written communication skills with robust negotiation capabilities.
- Experience with credit assessment tools such as D&B;, Experian, and Moody’s.

Experience Level Senior Level

📌 Senior Credit Analyst (Pune)
🏢 Ecolab Food Safety u0026 Hygiene Solutions Private
📍 Pune