Role & responsibilities

Business Banking (Working Capital )

Role & responsibilities

Business Development

- Drive lead generation and loan disbursement across assigned geographies. Build solid local networks with DSA, CA firms, brokers, and SME clusters. Ensure end-to-end conversion of leads to disbursement.

Credit & Risk Oversight

- Guide the team in preparing loan proposals with accurate financials and documentation. Work closely with credit and risk teams to fast-track approvals.
- Monitor early delinquencies and implement proactive collection support. Market Intelligence
- Keep track of competitor offerings, local market trends, and customer feedback.
- Share insights with senior leadership for strategy refinement.

Compliance & Documentation





- Ensure accurate and complete documentation for every loan file.
- Maintain adherence to RBI/NBFC regulatory norms and internal policies. Preferred candidate profile
- Proven experience in SME or Business Loan sales secured in a Bank / NBFC. Ability to lead a high-performance field sales team.
- Strong understanding of credit underwriting, financial ratios, and local business environments. Excellent networking, communication, and negotiation skills.
- Comfortable with CRM and loan origination systems.

📌 Relationship Manager-SME (Tamil Nadu)
🏢 SKILLVENTORY
📍 Tamil Nadu