- 4-10 years of experience as a techno-functional in Banking/NBFC/HFC domain with hands-on exposure to Loan Origination System (LOS), Loan Management System (LMS), CRM or related lending applications.
- Strong understanding of lending products and loan lifecycle processes including sourcing, credit assessment, sanction, disbursement, servicing, collections, DPD/NPA management, restructuring and related regulatory requirements.
- Proven experience in requirement gathering, stakeholder discussions, preparation of BRD/FRD, user stories, process flows, UAT coordination, defect management and production support.
- Good analytical and data validation skills with working knowledge of Excel and SQL. Exposure to APIs, system integrations, data reconciliation and Python-based analysis/automation will be an added advantage.
- Robust stakeholder management and communication skills with the ability to engage business users, challenge requirements constructively, coordinate with technology/vendors, and drive timely delivery of solutions.
Preferred candidate profile Around 4-10 years of experience in managing lending applications. Experience in wholesale or corporate lending would be a plus.