JOB DESCRIPTION1. Risk Assessment &

- Analysis● Evaluate Group Metrics: Analyze group census data, age demographics, and historical claims experience to identify and quantify potential risk exposures.● Predictive Modeling: Utilize statistical data to forecast future utilization trends and claim behaviors for prospective and renewing groups.2.

Quote

Preparation &

- Structuring● Collaborative Pricing: Design and construct tailored benefit quotes based on specific requirements communicated by the Sales Single Point of Contact (SPOC).● Financial Alignment: Ensure the pricing structure balances competitiveness in the market with the company's profitability goals.3. Data Management &
- Administration● Underwriting Governance: Maintain precise and organized underwriting files.● CRM Hygiene: Consistently log activities, quote versions, and risk decisions within the CRM system to ensure data integrity across departments.4. Compliance● Policy Adherence: Guarantee that all generated quotes strictly comply with internal underwriting guidelines and risk appetites.● Efficiency: Manage workflow effectively to meet or exceed established Turnaround Times (TAT).5.

Stakeholder

Communication● Strategic Insights: Partner with the Sales SPOC by providing clear, data-driven insights into the group’s risk profile.● Pricing Justification: Articulate the rationale behind specific pricing decisions and rate adjustments to support the sales team in client negotiations.



REQUIREMENTS:● Option 1 (Experienced): Minimum 1 year of direct experience in Group Health Underwriting.● Option 2 (Academic Background): B. Sc. in Actuarial Science (fresh graduates with a strong numerical foundation are welcome).● Option 3 (Career Switch): Experienced medical claims processing professionals with strong technical knowledge who want to transition into underwriting.

TECHNICAL &

- COMPETENCY REQUIREMENTS● Analytical Mindset: Exceptional ability to spot trends, anomalies, and details within complex data structures.● Software Skills: High proficiency in MS Excel (v-lookups, pivot tables, data sorting) and MS Word.● Core Skills: Robust team player, adaptable to changing priorities. BENEFITSA Collaborative &
- Seasoned Peer Network● Expert Mentorship: Work alongside a diverse, high-performing team with a rich mix of experienced and innovative thinkers.● Knowledge Sharing: Benefit from a collaborative environment where insights into complex risk assessments and underwriting strategies are shared freely.

Accelerated Career

Development● Fast-Tracked Growth: Engage in high-impact underwriting projects that challenge your analytical skills and expand your business acumen.● Continuous Learning: Access a workplace dedicated to your professional evolution, offering the tools, feedback, and autonomy needed to advance your career at an accelerated pace.

📌 Junior Executive - Underwriting (Bengaluru)
🏢 Onsurity
📍 Bengaluru