### About TAK ASSOCIATES

At TAK ASSOCIATES, we build high-performing financial advisory teams. We partner with motivated individuals to build long-term, compounding wealth in the life insurance sector.

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### The Opportunity (Commission-Based Structure)

This is a 100% commission-based, performance-driven business partnership. We do not offer a fixed base salary—instead, we provide an uncapped, compounding revenue model where your earnings grow exponentially over time.

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### Understanding the Income Math (₹36,000 Premium Model)

Most people dismiss the insurance industry without seeing the actual numbers. Here is the mathematical structure behind what we build:

#### 1. First-Year Direct Commissions

Average Policy Premium: ₹36,000 (Annual)

First-Year Commission: ~30%

Income per Policy: ₹10,800

Monthly Production (10 policies): ₹1,08,000 / month from recent business alone.

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#### 2. The Compounding Power of Renewal Income

Unlike standard sales roles where you reset to zero every month, insurance pays recurring renewal commissions when clients maintain their coverage:

Renewal Commission Rate: ~5% to 7.5%





Renewal Income per Policy: ₹1,800 to ₹2,700 every year

120 Active Clients (Year 1 Portfolio): Generates ₹18,000 to ₹27,000 per month in passive renewal income starting Year 2—before writing a single new policy.

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#### 3. Team Building & Override Scaling

When you expand and mentor a team under your practice, you earn direct management overrides on their total volume:

Team Production Example: 5 team members writing 5 policies/month each (25 total policies).

Override Earnings (10%–15%): Additional ₹27,000 to ₹40,500 per month from team production.

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### Who We Are Looking For

Self-driven individuals, entrepreneurs, and ambitious sales professionals.

People looking to build a recurring revenue business rather than trading time for a fixed salary.

Candidates willing to obtain standard regulatory licensing (IRDAI) with our guidance.

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### How to Apply / Next Steps

If you want to sit down, look at the precise metrics for your background, and evaluate building a long-

📌 Insurance Agency Manager / Business Associate (India)
🏢 TAK ASSOCIATES
📍 India