Job Summary

We are seeking a highly organized and detail-oriented Associate – Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements.

The ideal candidate should have a strong understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states.

Key Responsibilities

Foreclosure Case Management

Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities.

Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines.

Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations.

Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers.

Foreclosure Processing

Review and validate foreclosure documents, affidavits, notices, and legal pleadings.

Track and manage foreclosure milestones, timelines, and statutory deadlines.

Ensure timely completion of all foreclosure actions, including:

Referral

Title Review

First Legal Filing

Service Completion

Judgment

Sale Scheduling

Foreclosure Sale

Post-Sale Activities

Deed Recording

Claim Filing

Compliance & Risk Management

Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements.

Identify and escalate compliance risks,



legal issues, and process exceptions.

Maintain accurate servicing system updates and audit-ready documentation.

Ensure compliance with state-specific foreclosure laws and timelines.

Reporting & Documentation

Maintain accurate records of foreclosure activity within servicing platforms.

Prepare foreclosure status reports and inventory tracking reports.

Support internal and external audits by providing required documentation.

Document process exceptions and resolution activities.

Stakeholder Management

Partner with internal departments including:

Loss Mitigation

Bankruptcy

REO

Litigation

Escrow

Customer Service

Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations.

Quality & Continuous Improvement

Perform quality checks to ensure accuracy and compliance.

Identify opportunities for process improvements and operational efficiencies.

Support implementation of regulatory and client-driven process changes.

Required Qualifications

Bachelor's degree in Business Administration, Commerce, Finance, Law, or a related discipline.

1–4 years of experience in:

Foreclosure Operations

Mortgage Servicing

Default Servicing

Bankruptcy Operations

Legal Mortgage Processing





Knowledge of end-to-end foreclosure processes and timelines.

Understanding of judicial and non-judicial foreclosure states.

Strong analytical and problem-solving skills.

Excellent attention to detail and organizational skills.

Proficiency in Microsoft Office Suite (Excel, Word, Outlook).

Preferred Qualifications

Experience with mortgage servicing platforms such as:

MSP (Black Knight)

Sagent

LoanSphere

Tempo

VendorScape

Knowledge of

CFPB Mortgage Servicing Rules

Investor Guidelines

State Foreclosure Laws

Bankruptcy and Loss Mitigation Interactions

Six Sigma, Lean, or process improvement experience preferred.

Key Competencies

Foreclosure Process Knowledge

Regulatory Compliance

Critical Thinking

Risk Assessment

Time Management

Attention to Detail

Stakeholder Management

Decision Making

Communication Skills

Customer Focus

Performance Metrics

Foreclosure milestone adherence

Foreclosure referral quality

Compliance and audit results

Turnaround Time (TAT) achievement

Inventory management

Error and exception rates

Vendor service-level adherence

Productivity and efficiency metrics

Experience Level

Associate: 1–4 Years of Foreclosure / Mortgage Servicing Experience

Employment Type

Full time

Ideal Candidate Profile A successful candidate will have practical experience handling the complete foreclosure lifecycle, strong regulatory awareness, and the ability to manage high-volume foreclosure inventories while ensuring compliance, accuracy, and timely execution of all foreclosure-related activities.

📌 Foreclosure (Pune)
🏢 Consolidated Analytics
📍 Pune