Job Purpose

“This position is open with Bajaj Finance ltd.”

Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilitiesDuties and Responsibilities

- PRINCIPAL ACCOUNTABILITIES

(Accountabilities associated with the job)

- Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies
- Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.
- Propose policy refinements as per business/market requirement.
- Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams
- Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.
- to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).
- Periodic testing of System validation approval and line assignment rules
- Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.




- Work with COE and Product team to formulate, test and implement business opportunities/requirements
- Conduct Business UAT for recent developments, provide signoff and closely monitor the development post production deployment.
- Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)
- Assist Sales Team to resolve cases which are stuck due to system issues.
- MAJOR CHALLENGES

(Challenges faced on an on-going basis in carrying out the job)

- Dynamic portfolio with multiple variables influencing risk performance
- High velocity – Expertise required to manage huge data sets
- Draw meaningful / actionable insights as an outcome of data analysis

Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicatorsRequired Qualifications and Experience a) Qualifications

Graduate/ Post-Graduate having Banking domain knowledge b) Work Experience

2 - 3 years’ experience in retail or consumer lending.

Excellent analytical, data management and presentation skills.

Exposure to data management tools Eg. SQL/Power BI etc.

Effective verbal and written communication skills and stakeholder management

📌 Deputy Manager - BLSE & LAP All (Pune)
🏢 Bajaj Finance
📍 Pune