Looking for an Analytics skilled with 5+ years of work experience in banking / NBFC / Fintech sector in Credit Risk domain (Acquisition and Account Management areas) for personal loans / 0 interest EMI products / credit cards etc.

Responsibilities:

- Lead personal loans strategy across acquisition, underwriting, loan limit assignment, pricing, installment programs, and collections.

- Manage portfolio performance and drive sustainable, risk-adjusted growth.

- Develop and refine credit policies, risk appetite, decision frameworks, and portfolio guardrails.

- Monitor portfolio health, including delinquency, utilization, profitability, customer behavior, and vintage performance.

- Use internal, bureau, and alternative data to identify opportunities and improve results.

- Handle large amounts of data to derive business insights and create innovative solutions/models/strategies.

- Clear articulation and structuring of business findings to the leadership and key partners.

- Handling team of analysts and guide them in their tasks.

- Handle critical projects and contribute to acquisition policy formulation and risk management

Skillset:





- Minimum 5+ years experience into Banking Analytics (Risk domain) across any of the functions – acquisition / account management / collection / fraud with a leading bank / Fintech / NBFC

- Experience in building credit risk models/strategies.

- Experience with alternate data usage (especially in Underwriting)

- Strong knowledge and working experience in SQL is a must.

- Knowledge of Python and ML is a big plus.

- Strong communication and interpersonal skills

- Ability to drive project deliverables to achieve business results.

- Ability to work effectively in a team environment.

- Notice period: 30-90 days. Early joiners preferred.

Education:

- Bachelors or Masters in Quantitative field such as Economics, Statistics, Mathematics

- BTech/MTech/MBA from Tier 1 colleges (IIT, NIT, IIM)

Preferred companies:

- Citibank, JPMC, AMEX, Standard Chartered, Bank of America, Axis bank, ICICI Bank, Kotak Mahindra Bank, HDFC bank, Accenture, EY, top banking analytics consulting firms.

Opportunity to work with a fast-paced digital bank.

📌 Credit Risk Strategy (Bengaluru)
🏢 Hu0026B Hr Solutions
📍 Bengaluru