Commercial Underwriting Analyst CRE / SBA Lending-3 Years -Mumbai Location: Mumbai | Experience: 38 Years | Shift: US / UK Shift | Work Mode: Hybrid Notice Period: Immediate Joiners Only Your Future Employer- A leading global financial services organization specializing in Commercial Real Estate (CRE) and SBA lending, offering exposure to end-to-end commercial underwriting, credit risk assessment, and deal execution for international lending portfolios.

Key Responsibilities Perform end-to-end Commercial Underwriting for CRE and SBA loan transactions from credit evaluation to deal closure. Assess borrower creditworthiness using the 4Cs of Credit (Character, Capacity, Capital & Collateral) along with detailed credit risk analysis. Analyze financial statements, tax returns, rent rolls, cash flows, and supporting credit documents.

Evaluate key underwriting metrics including LTV (Loan-to-Value), DSCR (Debt Service Coverage Ratio), Debt Yield, Global Cash Flow, and Liquidity. Review loan documentation, prepare credit recommendations, identify underwriting exceptions, and support deal structuring. Coordinate with Relationship Managers, Credit Teams, Processors, and Closing Teams to ensure timely loan approvals and successful deal closures.

Ensure adherence to internal credit policies, lending guidelines, and regulatory compliance throughout the underwriting process.

Key Requirements 38 years of experience in End-to-End Commercial Underwriting. Hands-on experience in Commercial Real Estate (CRE) and/or SBA Lending. Strong expertise in Credit Underwriting, Credit Risk Assessment, Financial Statement Analysis, and Loan Documentation. In-depth knowledge of 4Cs of Credit, LTV, DSCR, Debt Yield,



Global Cash Flow, and Commercial Lending Guidelines.

Experience managing complete underwriting lifecycle through deal closure. Strong communication and stakeholder management skills.

Immediate

Joiners only. Willing to work in US / UK shifts from Mumbai. What's in it for you Chance to work on complex Commercial Real Estate and SBA lending portfolios. Exposure to global underwriting standards and international lending operations. Hybrid work environment with strong career growth opportunities. Collaborative culture with exposure to global stakeholders.

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Disclaimer: Crescendo Global specialises in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging recruitment ecosystem. We are committed to creating an inclusive and diverse workplace and do not discriminate based on race, religion, gender, age, disability, or any other protected status.

Note- Due to the high volume of applications, if you do not hear back from us within one week, please assume your profile has not been shortlisted. We appreciate your interest and wish you success in your career search.

Profile Keywords Commercial

Underwriting | CRE Underwriting | SBA Lending | End-to-End Underwriting | Credit Risk Assessment | Credit Analysis | 4Cs of Credit | LTV | DSCR | Debt Yield | Global Cash Flow | Financial Statement Analysis | Loan Documentation | Commercial Lending | Deal Closing | Credit Approval | US Mortgage | Mumbai | Immediate Joiner | US Shift | UK Shift .

📌 Commercial Underwriter-LTV/DTI -3 Years -Mumbai (Hybrid)(Immediate)
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