Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications:BCom/MCom/Master of Business Administration Years of Experience:2-5 Language - Ability:English(Domestic) - Proficient About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 784,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do?

We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.

Commercial Banking

Operations involve the day-to-day activities that support the functioning of a commercial bank. This includes processing transactions, managing accounts, handling customer inquiries, and ensuring compliance with regulations. The goal is to provide efficient and reliable banking services to businesses.

These operations are essential for maintaining smooth and secure financial transactions. They also help in building and maintaining customer relationships. Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management,



interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for?

Account

Management

Accounting & Financial Reporting Standards

Banking, Financial Services

Problem-solving skills

Adaptable and flexible

Ability to perform under pressure

Results orientation

Prioritization of workload

Analytical Thinking

Analysis and Reporting Roles and Responsibilities:

Please note that this role may require you to work in night shifts

Provide subject matter expertise support for understanding spreading guidelines and utilizing the underlying financial statements to complete the spread.

- Applying relevant accounting standards for fair and rigorous credit assessment - To perform first level quality check to ensure the quality of deliverables.
- Evaluating the financial status of clients by and standardizing the financial information to the spreading application with accuracy.
- Understanding and analyze the financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process - Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures - Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios, and other financial metrics - Completing ratio, trend and cash flows analyses and creating projections Candidate Profile Required:
- Minimum 3+ years of relevant credit experience in Commercial Lending or Financial Processes - MBA/B.COM Finance and Accounting - Must have experience in Moody s Credit Lens and client customized templates - Experience/exposure of US accounting and GAAP - Good team player who is dynamic, result- oriented with robust work ethic

📌 Banking Operations Associate (Chennai)
🏢 Accenture in India
📍 Chennai