Business Function

Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.

Job Purpose To conduct customer due diligence and KYC reviews for SME Banking and Institutional Banking clients, ensuring compliance with AML regulations, internal policies, and regulatory requirements. The role is responsible for identifying and mitigating financial crime, regulatory, and reputational risks while supporting efficient client onboarding and periodic reviews.

Key Accountabilities

Conduct KYC, CDD, and EDD reviews for new and existing customers in accordance with regulatory and bank policies.

Assess customer risk profiles by reviewing client information, financial statements, ownership structures, and supporting documentation.

Ensure timely completion and accuracy of KYC documentation, onboarding reviews, remediation activities, and periodic reviews.

Identify, investigate, and escalate potential AML, sanctions, financial crime, or regulatory concerns.

Partner with Relationship Managers, Compliance, Legal, Operations, and other stakeholders to resolve KYC-related issues.

Maintain complete and accurate customer records and documentation to support audit and regulatory requirements.

Monitor regulatory developments and ensure adherence to AML, KYC, FATCA, CRS, and other applicable compliance requirements.

Support internal audits, regulatory inspections, and compliance monitoring activities.





Drive continuous process improvements to enhance efficiency and control effectiveness within the KYC function.

Job Duties & Responsibilities

Conduct thorough Know Your Customer (KYC) reviews and due diligence on prospective and existing clients within the SME Banking and Institutional Banking Group

Analyse client information, financial data, and other relevant documents to assess risk and ensure compliance with regulatory requirements

Collaborate with cross-functional teams, including relationship managers and compliance officers, to identify and mitigate potential risks

Stay up to date with the latest regulatory changes and industry best practices related to KYC and anti-money laundering (AML) procedures

Provide guidance and support to relationship managers and clients on KYC and AML-related matters

Maintain accurate and comprehensive records of client information and KYC documentation

Requirements

Minimum 3-5 years of experience in a similar role, preferably in the banking or financial services industry

Minimum 3-5 years of experience in KYC, AML, Financial Crime Compliance, Client Onboarding, or Regulatory Compliance within Banking or Financial Services.

Strong analytical and problem-solving skills with the ability to identify and assess risks

Excellent communication and interpersonal skills to interact with clients and cross-functional teams

Thorough understanding of KYC, AML, and other relevant regulatory requirements





Proficient in using relevant software and technology tools to manage client information and documentation

Ability to work independently and as part of a team

Education / Preferred Qualifications

Bachelor's Degree in Commerce, Finance, Accounting, Economics, Business Administration, or a related discipline.

Core Competencies

Analytical Thinking

Risk Assessment & Decision Making

Attention to Detail

Problem Solving

Customer Due Diligence

Regulatory Compliance

Stakeholder Management

Communication & Interpersonal Skills

Technical Competencies

KYC / CDD / EDD Processes

Anti-Money Laundering (AML) Regulations

Sanctions Screening & Watchlist Management

FATCA & CRS Requirements

Regulatory Compliance Frameworks

Customer Risk Rating Methodologies

Adverse Media Screening

Financial Statement Analysis

DBS India - Culture & Behaviours

DBS is committed to building a culture where all employees are valued, respected and their opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse setting. Expected value driven behaviours are:

Demonstrate Business Performance through PRIDE 2.0 Value Based Propositions

Ensure Customer Focus by Delighting Customers & Reduce Complaints

Build Pride and Passion to Protect, Maintain and Enhance DBS’ Reputation

Enhance Self Knowledge, Skills and develop Competencies aimed at continuous improvement

Maintain the Highest Standards of Honesty and Integrity.

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Location

Chennai-DBIL

Job: Compliance

Schedule: Regular

Employee Status: Full time

📌 ALYST, Specialist, Know Your Customer, Small Medium Enterprises (Chennai)
🏢 DBS Bank
📍 Chennai