Key Responsibilities:

Manage credit policy framework

Drafting and updating credit policies in line with RBI guidelines, internal risk appetite, and business objectives. Drafting and implementing Standard operating procedures (SOP) Ensuring policies are board-approved and periodically reviewed Recent product innovation

Effective portfolio management

Oversee National/Regional/Branch credit team Portfolio monitoring for early warning signals Build risk dashboard for the Senior Management

Enterprise-wide risk management (ERM)

Develop Key Result Indicators (KRI) and KRA’s (Key Result Area’s) under ERM for each risk unit of the company Conduct testing under ERM framework and monitor results for corrective actions

Manage internal audits

Develop and implement Internal audit framework Prepare audit reports for Senior Management





IT system management (functional aspect)

Develop Business requirement document for Operational system development Co-ordinate with all stakeholders for effective implementation of the IT systems Identify area of scope for process effectiveness

Candidate Profile:

- Experience- Minimum 5-7 years in credit risk management Exposure to Enterprise risk management - minimum 2 to 3 years of experience in developing and overseeing KPI’s for each unit Minimum 2 to 3 years of experience in credit policy and portfolio management Exposure to operational systems like Sales force, Onefin, Fin-one etc. (Platforms used by NBFC’s for its operational process)

📌 Sr Manager/ Chief Manager-Credit & Risk(Leading NBFC) (India)
🏢 RiverForest Connections Private
📍 India