Reporting to – RCM

Specific Responsibilities –

- Underwriting of MEF & SFP (medical equipment/machinery funding, School funding) cases
- Make optimal use of the Loan Origination System and Loan Management system
- Maintain Credit TAT
- Manage Credit Underwriting as per policy
- Monitor Delinquency and NPA to budgeted levels for the product
- Manage Credit Cost as per approved budgets
- Give feedback to Credit Policy based on experience of underwriting
- Data Slicing/ Analysis and publishing of the reports
- PDD monitoring
- Industry Analysis

Key Performance Indicators –

- TAT
- Portfolio Quality
- Quality of Appraisal
- Cost Management
- Implementation of Processes

Internal – Sales, Credit Underwriting team, HR, Admin, IT

External – Customers, Agencies

Experience – Credit Underwriting Experience of minimum 5-6 years

Technical Competencies –

- Positive,



pro-business attitude
- Excellent Analytical skills
- Communication and Presentation skills
- Product knowledge
- Ability to understand asset type and its viability
- Ability to read and understand legal and technical reports and valuations related to properties financed by the company

Personal Attributes –

- Presentation Skills
- Communication Skills
- Analytical Skills
- Sincere
- Liasonsing skills

Formal Qualification – Chartered Accountant / MBA (Finance) Mandatory

What is mandatory & Desirable –

- Good communication skills
- Valuable Financial Analysis Skill
- Knowledge of Computer Applications

Job Designation: Area Credit Manager

Job Location: Coimbatore

📌 Area Credit Manager (India)
🏢 Profectus Capital
📍 India