04 Aug
|
Aerem
|
Maharashtra
Role & responsibilities
FP&A; & Forecasting
Manage the annual budgeting and rolling forecast cycles for commercial, industrial, and residential solar loan portfolios.
Track asset-liability management (ALM) mismatches and debt servicing capabilities, ensuring strict compliance with RBI liquidity risk frameworks for NBFC-NDs.
Analyse monthly variances in CoF (Cost of Funds), NIMs (Net Interest Margins), and operational expenditures against target budgets.
Drive revenue enhancement and cost-saving projects
Python Data Automation & Stress Testing
Build Python models to automate portfolio-level analysis.
Building dashboards for management for decision-making
Automate RBI submission, bureau submissions, and credit memo preparation.
Executive Support
Prepare memos for co-lending partnerships & board presentations
Conduct financial feasibility studies on current solar credit structures, escrow mechanisms, and power purchase agreements (PPAs).
Coordinate strategic initiatives across sales, risk and operations
Required Skills & Qualifications
Education: CA, CFA, or MBA in Finance
Experience: 3 to 6 years in FP&A; or project finance within a lending institution
Working knowledge of Python
Systems: Advanced MS Excel modelling, SQL
High attention to detail, analytical bent of mind
Go-getter
📌 Financial Analyst Maharashtra
🏢 Aerem
📍 Maharashtra