Designation: NA

Location: India Maharashtra Thane - GCorp

Organization: Financial Services

Job Description:

Key Result Areas

Supporting Actions

Risk Ownership & Categorization
Own end?to?end risk assessment for assigned scope
Ensure accurate customer/merchant risk categorization (Low / Medium / High)
Review and approve high?risk cases and escalations
Assess risks related to current products, partnerships, and business models

STR / SAR Identification & Reporting
Identify suspicious activities requiring STR/SAR filing
Review and approve STR narratives prepared by team members
Ensure timely filing of STRs with FIU?IND within regulatory timelines
Maintain complete documentation and audit trail for STR decisions

Governance & Policy Management
Implement AML and enterprise risk governance policies
Ensure adherence to RBI, PMLA, and applicable regulatory guidelines
Review and update SOPs, control frameworks, and risk assessment methodologies
Provide inputs to governance forums and risk committees

Regulatory & Audit Readiness




Support internal audits, external audits, and regulatory inspections
Respond to regulatory queries and risk?related clarifications
Track and ensure timely closure of audit and compliance observations
Maintain documentation in line with regulatory standards

Reporting & MIS
Prepare and review periodic risk MIS and dashboards
Track trends related to high?risk categories, STRs, and KRIs
Provide insights and recommendations to senior management

Stakeholder & Business Engagement
Partner with business, operations, and compliance teams
Provide transparent and reasoned risk opinions to support decision?making
Balance regulatory compliance with business objectives

Process Improvement & Maturity
Identify process gaps, inefficiencies, and recurring risk themes
Recommend automation, rule enhancements, and control improvements
Support UAT and implementation of risk and AML system changes

📌 Senior Financial Crime Analyst Maharashtra
🏢 Aditya Birla Group
📍 Maharashtra