Job Title
Commercial Finance Specialist
Job Description
Job title: Commercial Finance Specialist

Job Description Summary
The Credit and Collections Specialist is responsible for evaluating moderately complex credit and collections applications, guiding subordinates, managing a complex account portfolio, implementing process improvements, securing credit decisions, releasing blocked sales orders, coordinating with businesses on credit risk, and reporting disputed invoices to ensure effective credit management. The role manages a large portfolio, focusing on tailored solutions, effective client relationships, and high service levels. The role oversees accounts receivable lean process improvements, enhancing operational efficiency and data quality. The role supports optimization of the collection strategy and the process of disputes registration and cash application The role ensures timely release of blocked sales orders, reviews credit reports, and presents in risk committee meetings.

Your role: Job Responsibilities:





• Evaluates moderately-complexity credit and collections applications by gathering and analyzing financial information and supporting the decision-making process with accurate data and recommendations.
• Provides guidance to subordinates to complete assignments by adhering to established guidelines, procedures, and policies, ensuring that tasks are performed accurately and efficiently while maintaining compliance with organizational standards.
• Manages a large portfolio with a moderately complex account base, focusing on delivering tailored solutions, maintaining effective client relationships, and ensuring high levels of service and satisfaction.
• Ensures clients with past due balances are contacted to secure payment or payment commitments, follow up on promises, and, when applicable, claim payments from intermediaries or third-party collectors involved in the collections process.
• Manages the Unapplied Cash and work with Collections to identify so

📌 Commercial Finance Specialist Bengaluru (India)
🏢 Philips
📍 India