Job Purpose
To acquire, manage, and grow dealer relationships by providing working capital and inventory financing solutions to automobile, tractor, commercial vehicle, two-wheeler, and equipment dealers, while ensuring portfolio quality and compliance.
Key Responsibilities
Business Development & Acquisition
Source and onboard in the targeted ecosystem new automobile dealer CV / PV / STEEL dealers for dealer finance facilities.
Build robust relationships with OEMs, distributors, and dealer principals.
Achieve disbursement, revenue, and AUM targets as per business plan.
Identify cross-sell prospects (CASA, insurance, working capital , etc.).

Relationship Management
Act as the primary point of contact for assigned dealer portfolio.
Maintain long-term relationships to ensure repeat business and portfolio growth.
Address dealer queries related to limits, drawdowns, repayments, and documentation.

Credit & Operations Coordination
Collect and verify KYC, financials, stock statements, and other credit documents.
Prepare credit proposals and coordinate with credit,



operations, and legal teams.
Ensure timely renewal, enhancement, and review of limits.
Monitor inventory funding, stock audits, and utilization of limits.

Portfolio & Risk Management
Monitor dealer account performance and early warning signals.
Ensure timely collections, overdue follow-ups, and delinquency control.
Adhere to credit policies, compliance norms, and audit requirements.
Maintain portfolio quality within prescribed delinquency levels.

Market & Industry Intelligence
Track local market trends, OEM schemes, dealer sales cycles, and competition.
Provide feedback on product features, pricing, and process improvements.

Key Performance Indicators (KPIs)
NTB Disbursement & AUM growth
Number of current dealer acquisitions
Portfolio quality (DPD / NPA levels)
Yield & fee income
Renewal & retention ratio

Education
Graduate in any discipline (MBA preferred)

Requ

📌 Associate, Relationship Manager, Credit Program Small, Small Medium Enterprises Hyderabad
🏢 DBS BANK INDIA
📍 Hyderabad