Job Title: Loan Executive

Organization: NFAD Co-operative Society
Branches: Aimury / Kalamassery (EKM)
Job Type: In-Person (Office + Field Work)
Office Time: 9:30 AM – 5:30 PM
Work Location: Branch Office & Field Visits

Job Summary

NFAD Co-operative Society is seeking a dynamic and result-oriented Loan Executive to handle loan processing, customer acquisition, documentation, and field verification activities. The candidate must report daily to the branch office and perform both office and field-level operations.

Key Responsibilities
Identify and acquire recent loan customers through field visits, references, and branch walk-ins.
Explain loan schemes, interest rates, repayment terms, and eligibility criteria clearly to members.
Collect and verify loan application documents.
Conduct field verification of customer residence, workplace, and guarantors.
Prepare and submit loan files for approval as per society norms.
Coordinate with Branch Manager and Accounts Department for loan disbursement.
Maintain accurate loan records and daily activity reports.
Follow up with members for EMI collections and overdue payments.
Ensure strict adherence to NFAD policies and documentation procedures.




Attend review meetings and complete targets within deadlines.

Skills & Requirements
Graduate / Plus Two / Diploma (Any stream).
Minimum 1 year experience in loan / finance / banking / microfinance preferred.
Good communication skills in Malayalam & basic English.
Willing to do field work and travel within branch areas.
Basic computer knowledge (MS Excel, Email, Documentation).
Honest, disciplined, and target-driven attitude.

Working Hours
9:30 AM – 5:30 PM
Sunday / holiday as per NFAD Society norms.

Job Location
Aimury Branch
Kalamassery (EKM) Branch

Mode of work: In-Person – Daily office attendance mandatory along with field activities. Performance Expectations
Monthly loan disbursement targets must be achieved.
Field verification accuracy and documentation quality will be reviewed regularly.
Timely submission of daily and monthly reports.

Benefits
Attractive salary + performance incentives.
Growth prospects within NFAD Co-operative Society.
Professional work setting.

Job Types: Full time, Permanent

Pay: ₹12,254.01 - ₹29,714.83 per month

Advantages:
Health insurance
Paid sick time

Work Location: In person

📌 Loan Executive Kalamassery
🏢 NEW FARMERS AGRI DEVELOPMENT MULTI STATE COOPERATIVE SOCIETY
📍 Kalamassery