This role is for one of the Weekday's clients

Salary range: Rs 300000 - Rs 650000 (ie INR 3-6.5 LPA)

Min Experience: 2 years

Location: Pune

JobType: full-time

The Mortgage Post-Closing Specialist is responsible for ensuring the accuracy, compliance, and salability of closed loan files prior to investor delivery. This role focuses on post-consummation review, regulatory compliance, exception management, and coordination across multiple mortgage operations teams to meet quality, SLA, and investor requirements.

Key Responsibilities

Post-Closing Operations

- Review and validate closed loan packages for completeness, accuracy, signatures, and proper execution.
- Reconcile Closing Disclosure (CD) against Loan Estimate (LE), ensuring tolerance accuracy, fee validation, and TRID compliance.
- Perform compliance reviews aligned with federal regulations, investor guidelines, and internal policies.
- Execute Pre-Purchase Reviews (PPR) to confirm loan salability and clear conditions prior to investor purchase.
- Ensure accurate loan stacking, indexing, imaging, and delivery to investors and insurers (Fannie Mae, Freddie Mac, Ginnie Mae, and private investors).
- Track and resolve post-consummation conditions, including final title policies, recorded deeds or deeds of trust, insurance documents, and NMLS disclosures.
- Manage recording follow-ups, MERS registration updates, and collateral shipping as required.
- Collaborate with Closing, Processing, Underwriting, Secondary Marketing, and Quality Control teams to resolve exceptions and cures.
- Maintain turnaround time (TAT), service level agreements (SLAs), and quality metrics; prepare daily and weekly MIS reports and dashboards.

Quality & Compliance





- Conduct TRID audits covering CD/LE timing, redisclosures, tolerance testing, and cures.
- Identify, escalate, and remediate regulatory and investor compliance exceptions.
- Support pre-funding and post-funding QC audits, including findings remediation and audit readiness.
- Ensure adherence to information security, privacy, and data governance standards.

Process Excellence

- Drive process standardization through checklists, SOP documentation, and continuous improvement initiatives.
- Identify opportunities for automation and RPA to reduce manual effort and defects.
- Mentor junior team members and support cross-training across mortgage operations functions.

Required Skills & Experience

- Hands-on experience in mortgage post-closing, closing, and closing package validation.
- Robust expertise in Closing Disclosure (CD) and Loan Estimate (LE) reconciliation.
- In-depth knowledge of TRID regulations, including timing, tolerance testing, and cures.
- Experience conducting Pre-Purchase Reviews (PPR) and meeting investor delivery requirements.
- Familiarity with key mortgage documents, including:
- Note, Deed / Deed of Trust
- Final Title Policy
- Appraisal
- Initial CD / LE
- Change of Circumstance
- Right of Rescission (where applicable)
- Homeowners Insurance (HOI), Taxes, PMI / MIP

- - Experience with LOS and document systems such as Encompass, Empower, Black Knight/ResWare, DocMagic, or DocuSign.
- Strong analytical, documentation, and stakeholder communication skills.
- Ability to manage SLAs, turnaround times, and high-volume workflows effectively.

Skills

Mortgage Post-Closing • TRID Compliance • CD/LE Reconciliation • Pre-Purchase Review (PPR) • Investor Delivery • Loan Documentation • LOS Systems

📌 Mortgage Post-Closing Specialist (Pune)
🏢 Nameless
📍 Pune