Job Description:

Job Role
• Responsible for locking loans via phone or email lock request and tracking all lock
expiration dates for retail, correspondent, wholesale, and delegated channels.
• Verify lock price, investor, and loan-level price adjustment (LLPA) on all lock
requests.
• Provide appropriate pricing to loan officers or correspondents based on different
scenarios.
• Re-price locked loans based on applicable changes through the loan process.
• Follow up on expiring loan locks and extend or cancel as needed.
• Stay informed of investor requirement changes and ensure adherence to all
applicable requirements.
• Confirm data integrity of loans in the Loan Origination System.
• Identify process errors throughout the mortgage process that hinder or prevent the
timely delivery and purchase of loans by investors.




• Confirm accuracy of documents required for investor delivery, including the note,
allonge, and assignment.
• Confirm locks are completed in an accurate and productive manner.
• Stay up to date with all agency and investor guidelines, including Fannie Mae,
Freddie Mac, HUD, Federal Home Loan Bank, and private investors.
• Communicate with Mortgage Loan Originators to determine loan and lock status.
Experience
• Minimum of 3–4 years of experience handling all types of lock requests and related
responsibilities.
Must Have Skills
• Confirm accuracy of documents required for investor delivery, including the note,
allonge, and assignment.
• Experience with all types of lock requests and pricing scenarios.

📌 Senior Lock Desk Analyst – US Mortgage (Mumbai Suburban)
🏢 RECEX
📍 Mumbai Suburban