Job Title

Branch Manager - Retail Branch Banking

Business Unit

Retail Branch Banking

Reporting To

Cluster Head / Circle Head

Job Function and Role Type

Sales, Supervisory, Extensive Travel Required

Version No

2.0

Job Purpose

Manage branch profitability, customer relationships, and operational compliance. Drive business growth through target achievement and cross-sell initiatives.

Key Responsibilities

Achievement of Business Targets

Achieve income and contribution targets.

Achieve incremental CASA targets.

Ensure portfolio growth and cross-sell ratio.

Cross-sell products like Demat, Credit Cards, and Insurance.

Program / Channel Management

Manage revenue-generating roles and programs.

Achieve channel and cross-sell targets.

Ensure HNW portfolio management and customer service.

Complaints and Customer Management

Ensure branch sales model compliance.

Handle complaints and ensure timely resolution.

Control attrition and grow existing portfolios.

Organize customer meets for feedback.

People Management

Motivate and manage staff productivity.

Provide training on skills, products, and operations.

Monitor staff turnover and morale.

Review and Control

Review vault, cash, and key registers.

Ensure compliance with banking regulations.

Monitor audit ratings and operational errors.

Review progress against objectives periodically.

Education:

Graduation (minimum).

Certifications:

AMFI Certification (optional),



IRDA Certification (optional), NCFM Certification (optional).

Key Competencies

Customer delight, Decision-making, Analytical ability, Team management, Cross-sell expertise.

Major Stakeholders

Customers, Admin/Infra/HR, Retail Marketing, Audit, IT, Product Development, RBI Officials.

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 RBB-Branch Mgr (India)
🏢 HDFC Bank
📍 India