Job Title: Associate Product Manager – Lending Platform

Location: Mumbai / Bangalore

Department: Product

Job Overview:
What you will Do

Lead end-to-end product lifecycle from conception to launch and optimization

Collaborate with design teams to create intuitive, user-centric UI/UX and seamless onboarding experiences

Define detailed product requirements, user stories, wireframes, and acceptance criteria

Monitor and optimize user acquisition, activation, and conversion funnels using analytics tools (Tableau, Redash, Clarity)

Analyze funnel metrics, identify drop-off points, and track KPIs to improve user journey and conversion rates

Design and execute experiments (A/B tests, user research, usability testing) to improve funnel performance

Work closely with engineering, design, and data science teams to deliver high-quality products

Manage product backlogs and prioritize features based on business impact and user needs

Collaborate with marketing and sales teams to optimize acquisition and onboarding flows

Supply Chain Finance Expertise (Mandatory)

Design and enhance products for invoice financing, reverse factoring, and dynamic discounting

Develop solutions for supplier financing, trade finance, and working capital optimization





Create risk assessment frameworks and credit scoring models for supply chain participants

Optimize cash flow solutions for buyers and suppliers across the supply chain

Education & Experience

Bachelor's degree in STEM related fields.

1+ year of product management experience, preferably in financial services, fintech, or growth-focused products

Proven track record of improving conversion funnels and driving user growth

Background in growth hacking, performance marketing, or conversion optimization

Knowledge of behavioural psychology and persuasive design principles

Skills & Competencies

Strong understanding of UI/UX design principles and user-centered design methodologies

Experience with funnel analytics and optimization tools (Clevertap, )

Proficiency in product management tools (Jira, Confluence, Gen AI tools)

Data analysis skills with SQL, Excel, and business intelligence tools; ability to create dashboards and derive actionable insights

User empathy and ability to translate user needs into exceptional experiences

Strong analytical, problem-solving, communication, and presentation skills

Must Haves

Ownership

Go-getter

Handle multiple key projects independently in a rapid-paced environment

📌 Associate Product Manager - SMB Lending (India)
🏢 PayU
📍 India