Company: FinAGG Technologies (FameScore Pvt Ltd | FinAGG Services Pvt Ltd | QCF Capital) Function: SME Sales Experience: 1–4 years Location: [Noida HQ / Mumbai/ Cheenai ] Reporting to: [ SME Sales Head ] Employment type: Full time, on-roll
About FinAGG FinAGG is a full-stack MSME lending platform operating as an LSP, TSP and NBFC. We finance India's supply chain — distributors, dealers, retailers and SME suppliers — through GST-anchored working capital, channel finance (Quick Cash Flow), term loans and embedded insurance. We have insured 150,000+ shops, and lend in partnership with HDFC Bank, SIDBI, Tata Capital, ABFL, Jana SFB and UGRO Capital. FinAGG is backed by SIDBI, Prime Venture Partners, Tata Capital, BlueOrchard and BLinC Invest.

Role You will own SME loan disbursement targets for your territory — sourcing, qualifying and closing Term Loan and Working Capital (OD/CC/channel finance) cases for SME borrowers with ticket sizes typically between ₹15 lakh and ₹5 crore.
This is a field sales role with three distinct sourcing engines . You will be expected to run at least two of the three:
1. Cross-sell Mine FinAGG's existing borrower and anchor-programme base — distributors and dealers already transacting on our channel finance and insurance products — and convert them to a Term Loan or enhanced Working Capital limit. Work the existing book, repeat customers, top-ups, limit enhancements and portfolio referrals.
2. Channel Partner (DSA / Connector) Empanel, activate and manage a network of DSAs, CAs, tax consultants, connectors and fintech aggregators. Drive login volume, file quality and partner productivity. Own partner engagement, payout discussions and month-on-month activation ratios.
3. Cold Call / Direct Sourcing Build a self-generated pipeline through market visits, cluster mapping, trade associations,



industrial estates, mandi/market catchments, telecalling and digital leads. Cold-start territories where FinAGG has no existing presence.

Key Responsibilities Achieve monthly and quarterly targets on logins, sanctions and disbursements
Source SME cases for Term Loan, Working Capital (OD/CC), and channel finance programmes
Conduct first-level credit assessment — GST filings, bank statements, ITRs, bureau reports, business vintage — and log only bankable files
Complete customer onboarding on the FinAGG app/PWA, ensure clean documentation, KYC and post-sanction execution (e-NACH, e-sign, PDCs)
Coordinate with Credit, Risk and Ops to move files from login to disbursal within TAT; own the resolution of queries and deferrals
Build and maintain the DSA/connector network in your territory; track activation and productivity
Maintain daily activity discipline in CRM — meetings, logins, pipeline, follow-ups
Support early collections and portfolio health in your book; act as the first point of contact for customer escalations
Provide market feedback on competitor pricing, programme structures and customer requirements

What We're Looking For Must have
1–4 years of frontline sales experience in SME/business lending — Term Loan, Working Capital, Business Loan, LAP, or Supply Chain / Channel Finance
Prior experience with an NBFC, Bank, or Fintech lender




Demonstrable track record on disbursement targets — bring your numbers
Working understanding of SME credit assessment: GST returns, banking, bureau, financials
Comfort with field sales and cold calling — this is not a desk role
Graduate in any discipline (MBA/PGDM in Finance or Marketing preferred)
Two-wheeler/four-wheeler with a valid driving licence; willingness to travel within territory
Fluency in English, Hindi, and the local language of the assigned market
Good to have
Experience running a DSA/connector channel independently
Exposure to digital lending journeys, GST-based underwriting, or Account Aggregator-based flows
Familiarity with dealer/distributor ecosystems of large anchor corporates (FMCG, building materials, auto, agri)
Existing relationships with CAs, tax consultants or DSAs in the assigned geography

What Success Looks Like (First 6 Months) MilestoneTimelineTerritory mapped, catchment and anchor clusters identifiedMonth 1First disbursals closed; 5+ channel partners empanelledMonth 2–3Consistent monthly disbursement run-rate against targetMonth 4Self-sustaining pipeline across at least two sourcing enginesMonth 6

What We Offer Competitive fixed CTC plus an uncapped monthly/quarterly incentive plan linked to disbursement and portfolio quality
A full product suite to sell — not a single-product mandate
Direct exposure to bank and NBFC partner programmes (HDFC, SIDBI, Tata Capital, ABFL and others)
Fast growth track: strong performers move into Area/Regional Manager roles
A culture built on HAT — Honesty, Accountability, Transparency
To apply: send your CV to [email protected] with subject line "SME Sales — [City]", along with your last 6 months' disbursement numbers.
FinAGG is an equal opportunity employer.

📌 Relationship Manager / Sr. Relationship Manager — SME Lending (Term Loan & Working Capital) (Noida)
🏢 FINAGG Technologies Private
📍 Noida