- Credit Appraisal & Underwriting: Evaluate loan proposals by reviewing borrower income, business viability, and property documentation.
- Risk Management & Compliance: Ensure adherence to internal credit policies, regulatory guidelines, and mitigate risk by conducting thorough due diligence and field visits.
- Field Visits & Assessment: Conduct in office inspections of property, and evaluate applicant profiles for accuracy.
- Portfolio Quality: Maintain high portfolio quality by monitoring loan utilization, repayment capacity, and controlling delinquent accounts.
- Turnaround Time (TAT): Ensure timely processing of loan applications to meet business targets while maintaining quality.
- Team Collaboration: Work closely with sales, operations, and legal teams to ensure smooth disbursement and documentation.
📌 Branch Credit Manager-Micro LAP (Agra)
🏢 Bankster India
📍 Agra
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