Job Summary

The Branch Manager Gold Loans is responsible for driving branch-level business performance, ensuring compliance, delivering superior customer experience, and maintaining portfolio quality. The role leads the frontline team to achieve disbursement, current customer acquisition, yield, audit, collections, and risk KPIs while upholding operational governance.

Dimensions
Recent Relationship (Max 254 Characters) - Build strong relationships with local customers, partners, authorities, and community influencers to drive branch customer acquisition.
Managing Existing Relationship (Max 254 Characters) - Lead and supervise branch staff including ABM, Gold Valuer, GLO, and CSE; ensure productivity and performance management
Structuring new Transactions (Max 254 Characters) - Ensure accurate gold valuation, loan structuring within LTV norms, and proper documentation for all current and renewal transactions
Compliance of regulatory guidelines (Max 254 Characters) - Ensure strict adherence to RBI norms,



internal policies, risk processes, purity testing, and audit standards.
Portfolio Monitoring - Monitor delinquencies, yield, tonnage, auction ratios, spurious/bentex cases, and branch growth metric

Job Context & Major Challenges

The Branch Manager executes gold loan business at the branch level, ensuring revenue, portfolio quality, and operational governance. The role balances growth, yield optimization, and compliance while managing a small but high-impact team and ensuring branch-level risk controls.

Key Challenges:
Achieving aggressive customer acquisition, disbursement

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Branch Manager Gold Loan Melaghar Tripura Guwahati (India)
🏢 Aditya Birla Insulators
📍 India