Duties & Responsibilities
Business Development
Drive health insurance sales through allocated bank branches.
Achieve monthly, quarterly and yearly business targets.
Increase policy count, premium collection and branch activation.
Ensure maximum lead conversion from branch referrals.
Focus on retail health insurance, family floater, senior citizen and corporate products.
Branch Relationship Management
Maintain solid relationships with Branch Managers and bank staff.
Conduct regular branch visits and business review meetings.
Support branches in customer pitching and closure.
Ensure smooth coordination between bank and insurance company.
Team Management
Handle and guide Relationship Managers / Sales Officers under the cluster.
Monitor daily activity, branch coverage and productivity.
Set targets and track individual performance.
Motivate the team to achieve higher business and incentives.
Conduct performance review and corrective action when required.
Training & Development
Train bank staff regarding health insurance products and benefits.
Conduct sales training, objection handling and customer interaction sessions.
Update the team about new products, campaigns and compliance requirements.




Improve product knowledge and sales skills of employees.
Sales & Lead Management
Generate leads through branch walk-ins, existing customers and referrals.
Ensure timely follow-up and policy issuance.
Support customers during proposal submission and documentation.
Monitor pending proposals and resolve operational issues.
Customer Service
Ensure proper customer guidance regarding policy coverage and claims.
Maintain positive customer relationships for renewal business.
Resolve customer complaints and service-related issues promptly.
Improve customer satisfaction and retention.
Reporting & Compliance
Submit daily, weekly and monthly business reports.
Maintain accurate MIS and sales data.
Ensure IRDAI guidelines and company compliance are followed.
Monitor policy issuance, pending cases and renewal ratios.

Job Type: Full time

Pay: ₹40,000.00 - ₹45,000.00 per month

Benefits:
Health insurance
Provident Fund

Application Question(s):
How many years of experience do you have in Bancassurance or Health Insurance sales?
Have you handled a team before?
How many team members have you managed previously?

Work Location: In person

📌 Cluster Manager Kottayam
🏢 Care Health Insurance
📍 Kottayam