Job Description:

This role is responsible to drive the debt management for all products at the regional level and ensure sustainability of the business through timely debt management and recovery
Recruit and train the debt management team for effective debt management and recovery
Monitor & review the activities of the regional debt management team for achievement of debt management targets
Ensure adherence to debt management processes in the region, i.e., system allocation, tracking, monitoring delayed cash deposition; identifying & reporting fraudulent practices

Functional Responsibilities
Implement debt management strategies at the regional level for effective debt management and recovery of outstanding loans
Authorize payouts and roll out debt management payout structure policy




Monitor and ensure adherence to debt management process and take preventive action against erring agencies / agents; discontinue agencies based on performance
Ensure cost effective debt management in the region; test and implement different debt management models such as tele calling, etc.
Act as a SPOC between Legal, Residual & Debt management team
Partner with regional sales & credit team to ensure quality sourcing
Analyze debt management patters, identify trouble spots in the ongoing programs, and coordinate with the Program Head for taking corrective actions
Ensure effective debt management from DCC and micro market
Ensure all higher bucket accounts with outstanding amounts are actioned legally
Minimize loss on sale of repossessed vehicles; monitor the loss line provision from time to time

📌 Regional Debt Recovery Manager Delhi And Mumbai
🏢 Talent Leads Consultants
📍 Delhi