Job Summary

Serve as a senior consultant in cards and payments projects guiding complex solution delivery for global banking clients in a hybrid work model. Apply deep expertise in payments products and transaction processing to improve reliability compliance and customer experience while collaborating with cross functional teams. Contribute to innovation that advances secure and inclusive digital payments.

Responsibilities

Drive discovery sessions with business and technology stakeholders to understand current cards and payments processes pain points and strategic objectives translating them into transparent and practical solution requirements.
Design end to end solutions for cards and payment flows including authorization clearing settlement dispute handling and reconciliation that align with regulatory standards and industry best practices.
Lead analysis of existing payments product capabilities and gaps proposing enhancements that improve straight through processing transaction speed and operational resilience.




Coordinate with architecture and development teams to define integration patterns for payment gateways core banking systems fraud monitoring tools and external networks.
Prepare detailed functional specifications user stories and process flows for cards and payments features to ensure shared understanding and traceability across the delivery lifecycle.
Guide configuration and parameterization of payment products such as card management digital wallets and merchant acquiring to align with client specific business rules and pricing models.
Conduct impact assessments for regulatory and scheme changes in the cards and payments space recommending system and process updates that maintain compliance while minimizing disruption.
Plan and execute functional and end to end testing of cards and payment journeys including test data design scenario coverage and defect triage to assure production readiness.
Deliver walkthroughs demos and knowledge transfer sessions for cl

📌 Murex Treasury (Chennai)
🏢 Cognizant
📍 Chennai