Business Specialist

Experience: Not Available to Not Available years

Location: Pune, India

Skills: Business Analyst, Business Functional Analyst, banking, financial services, Mortgages, Lending, Consumer Finance, AI-enabled solutions, credit decisioning, document management, analytical skills, documentation skills, stakeholder management skills

Job Summary
Role Summary
We are looking for experienced Business Analysts to support Mortgage and Consumer Financing (CoFi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions.

Key Responsibilities
Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning)
Support Business Functional Analysis for:
• Lending products
• Prolongation and post-decision processes
Contribute to the design of AI-based solutions, including:
• Agentic AI for credit decisioning
• AI-driven document processing and handling
Support solution definition
Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design
Support workshops, requirement walkthroughs, and validation sessions with business stakeholders

Required Skills & Experience
Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services
Domain knowledge in Mortgages, Lending, or Consumer Finance
Experience across end-to-end lending lifecycle processes
Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage
Solid analytical, documentation, and stakeholder management skills
Ability to work in fast-paced, short-start engagements

Key Responsibilities
1.



To drive business workshops and gather business requirements
2. To review functional specification document and ensure for completeness and storage.
3. To conduct the walkthrough to brief the functional specification mapping to business requirements and suggest design solutions
4. To review test cases and ensure that it is in line with functional requirements
5. To lead a team of business analysts
Skill Requirements
Role Summary
We are looking for experienced Business Analysts to support Mortgage and Consumer Financing (CoFi) workstreams, with a strong focus on lending lifecycle processes, credit decisioning, and AI-enabled solutions. The role involves close collaboration with business stakeholders to capture requirements and translate them into implementable solutions.

Key Responsibilities
Capture, analyze and document business requirements across the lending lifecycle (Advisory, Initiation, Credit Decisioning)
Support Business Functional Analysis for:
• Lending products
• Prolongation and post-decision processes
Contribute to the design of AI-based solutions, including:
• Agentic AI for credit decisioning
• AI-driven document processing and handling
Support solution definition
Work closely with business, IT, and architecture teams to ensure end-to-end traceability from requirements to solution design
Support workshops, requirement walkthroughs, and validation sessions with business stakeholders

Required Skills & Experience
Strong experience as a Business Analyst / Business Functional Analyst in banking or financial services
Domain knowledge in Mortgages, Lending, or Consumer Finance
Experience across end-to-end lending lifecycle processes
Exposure to AI-enabled solutions (credit decisioning, document management) is a strong advantage
Strong analytical, documentation, and stakeholder management skills
Ability to work in fast-paced, short-start engagements
Other Requirements
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📌 Business Specialist (Pune)
🏢 HCL Technologies
📍 Pune