Job Description – Credit Risk Management Specialist (Contract)

Position: Credit Risk Management Specialist
Location: Mumbai
Employment Type: Contract (3 Months)
Duration: Tentatively 3rd August – 23rd October
No. of Positions: 2

Job Summary

We are looking for experienced Credit Risk Management Professionals to support our Corporate & Investment Banking (CIB) business on a 3-month contractual assignment. The ideal candidate should have strong expertise in corporate credit risk assessment, financial analysis, and RBI regulatory guidelines.

Key Responsibilities

- Conduct credit appraisal and risk assessment for Corporate & Investment Banking clients.
- Analyse financial statements, cash flows, business models, and industry trends.
- Evaluate credit proposals and recommend appropriate risk ratings.
- Review borrower financial performance and identify potential credit risks.
- Ensure compliance with RBI regulations and internal credit policies.
- Prepare detailed credit assessment and risk review reports.
- Coordinate with business, legal, compliance,



and operations teams for credit approvals.
- Monitor portfolio performance and support periodic credit reviews.
- Assist in regulatory reporting and audit-related activities.

Required Skills

- Robust knowledge of Corporate Credit Risk Management.
- Experience in Corporate & Investment Banking (CIB).
- Sound understanding of RBI regulations and banking compliance.
- Expertise in financial statement analysis and credit underwriting.
- Knowledge of risk rating models and credit monitoring.
- Excellent analytical, communication, and report-writing skills.
- Proficiency in MS Excel and credit assessment tools.

Qualifications

- Bachelor's degree in Finance, Commerce, Economics, or related field.
- MBA (Finance), CA, CFA, or FRM will be an added advantage.

Experience

- 5–10 years of experience in Credit Risk Management within Corporate & Investment Banking.

Pay: ₹20,000.00 - ₹40,000.00 per month

Work Location: In person

📌 Credit Risk Management (Only for 3 months) (Mumbai)
🏢 Cygnuss Agro
📍 Mumbai