Job Title: Mortgage Underwriter / Live Underwriter – L2
Location: CSEZ Infopark, Kochi
Experience: 1 – 3 Years in Mortgage underwriting
Salary: ₹4 LPA – ₹6 LPA
Shift: Rotational Shift (Mostly Night Shift)
Work Mode: Work from Office
Qualification: Any UG Degree (Mandatory)
Date of Joining: 1st June
Openings Available: 10
Job Role: We are hiring experienced Mortgage Underwriters / Live Underwriters for the L2 role. The candidate will be responsible for reviewing mortgage documents, analyzing borrower eligibility, following investor guidelines, and ensuring accurate mortgage processing within defined timelines.
Key Responsibilities
- Review and analyze mortgage documents as per client and investor guidelines
- Perform underwriting activities and complete process steps accurately
- Verify and evaluate the 4Cs of Underwriting: Credit, Capacity, Capital, and Collateral
- Calculate income, liabilities, ratios, and other mortgage -related calculations
- Update and maintain records in LOS (Loan Origination System)
- Identify missing/incomplete documents and coordinate with clients for additional requirements
- Ensure productivity and quality targets are consistently achieved
- Adhere to operational schedules and compliance requirements
- Participate in process improvement and quality initiatives
- Work closely with support teams for seamless mortgage review processes
Advenxa Recruitment never charges candidates at any stage of hiring.Recruitment is completely free for all applicants.
Requirements
- 1–3 years of experience in US Mortgage / Underwriting / Live Underwriting
- Strong understanding of mortgage documentation and underwriting guidelines
- Good knowledge of mortgage calculations and financial analysis
- Familiarity with investor guidelines and client overlays
- Excellent English communication skills
- Solid analytical and problem -solving abilities
- Basic computer proficiency and familiarity with Windows Operating System
- Ability to work in rotational/night shifts
Additional Information
- Immediate joiners preferred.
- Salary will be based on experience, current CTC, and supporting documents.
Benefits
- Saturday & Sunday Off
- Two -way Cab Facility / Drop Provided
- Joining Bonus / Process Allowance up to ₹30,000
📌 US Mortgage Underwriter (Kochi)
🏢 Important Business
📍 Kochi
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