About the Company

Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

Key roles and responsibilities

- Lead the architectural design and technology roadmap for the LOS system across all lending verticals.

- Collaborate with cross-functional teams including business, operations, product managers, and development teams to deliver scalable, secure, and high-performing LOS solutions.

- Provide architectural governance, code quality oversight, and best practices for solution development and deployment.

- Translate complex business requirements into technical solutions, ensuring alignment with enterprise architecture standards.

- Ensure system design supports high availability, fault tolerance,



and performance optimization for large-scale lending operations.

- Evaluate, recommend, and implement new tools, technologies, and processes to improve the LOS ecosystem.

- Guide internal and vendor development teams in adopting best-in-class architectural practices.

- Participate in RFP evaluations and vendor selection for LOS systems or associated components.

- Ensure robust data management practices, data privacy compliance, and security frameworks are integrated into system design.

Qualifications & Experience

- Bachelor’s/master’s degree in computer science, Information Technology, or related field.

- 14–18 years of experience in software architecture and enterprise application development.

- Minimum 10+ years of hands-on experience architecting or managing Loan Origination Systems (LOS) in an NBFC or BFSI setup.

- Robust experience with digital lending platforms, microservices architecture, and workflow engines.

- Expertise in integrating with credit bureaus, KYC platforms

- Solid understanding of database technologies (RDBMS and NoSQL), caching, and performance tuning.

- Experience in agile delivery, DevOps practices, and distributed system architecture.

📌 Technical Architect (Bengaluru)
🏢 Credila Financial Services
📍 Bengaluru