Company Description CRIF India is a leading provider of credit information, business information, analytics, scoring, credit management, and decision solutions, operating through CRIF High Mark and CRIF Solutions Pvt. Ltd. CRIF High Mark is an RBI-licensed credit bureau with one of India’s largest databases of individuals and businesses, supporting millions of lending decisions each month and hosting the world’s largest microfinance bureau database.

CRIF Solutions delivers advanced analytics and scoring services, credit management solutions, decision platforms, and business information reports to diverse clients. As part of the global CRIF group, recognized in the FinTech 100, CRIF India leverages international best practices across 37 countries to provide high-quality, technology-driven solutions. Headquartered in Mumbai with development and operations in Pune, CRIF India employs over 500 professionals and serves banks, financial institutions, insurers, telecom providers, and enterprises across India.

Role Description We are looking for a Solutions Consultant to join our Product & Consulting Team. This role combines credit underwriting expertise, business consulting, and solution implementation to help banks and financial institutions transform their lending and credit decisioning processes. The ideal candidate will work closely with Sales, Product, and Delivery teams to understand client underwriting policies, configure business rules in CRIF’s Business Rules Engine (BRE), support solution demonstrations, and guide clients through solution design and implementation.





This role is ideal for professionals with hands-on experience in lending or credit underwriting who enjoy solving business problems through technology.

Key Responsibilities • Understand client lending processes, credit policies, and business requirements.

- Configure and implement credit decision logic within CRIF’s Business Rules Engine (BRE).
- Translate underwriting policies into configurable decision rules, scorecards, workflows, and decision strategies.
- Support pre-sales engagements through product demonstrations, discovery workshops, solution presentations, and client discussions.
- Work with Sales teams to prepare solution proposals, RFP responses, and client presentations.
- Conduct business process analysis and recommend improvements to lending and underwriting workflows.
- Collaborate with Product and Technology teams to define functional requirements and contribute to new product capabilities.
- Support client implementation, UAT, go-live, and post-implementation optimization.
- Prepare functional documentation, including solution design documents, business requirements, user stories, and configuration specifications.
- Stay updated on lending regulations, underwriting best practices, and industry trends.





Desired

Profile • 3–7 years of experience in banking, NBFCs, fintech, credit bureaus, lending technology, or consulting.

- Bachelor’s degree in Engineering, Finance, Business, Information Technology, or a related discipline.
- MBA preferred, but not mandatory.
- Strong understanding of lending operations, credit underwriting, and credit policy.
- Experience translating credit policies into decision rules, underwriting workflows, or business rule configurations.
- Prior exposure to Business Rules Engines (BRE), decisioning platforms, Loan Origination Systems (LOS), or workflow engines is highly desirable.
- Experience in solution consulting, business analysis, implementation consulting, or pre-sales.
- Comfortable conducting client workshops, product demonstrations, and executive presentations.
- Robust analytical and problem-solving skills with the ability to translate business requirements into technology solutions.
- Excellent communication, presentation, and stakeholder management skills.
- Ability to manage multiple client engagements in a fast-paced environment.

Preferred Experience Candidates with experience in one or more of the following will be preferred:

- Lending operations or credit underwriting
- Credit policy design and implementation
- Business Rules Engines (BRE) or decisioning platforms
- Loan Origination Systems (LOS)
- Credit bureaus or credit analytics
- Lending transformation or consulting projects
- Business Analysis or Functional Consulting

📌 Solutions Consultant (Mumbai)
🏢 CRIF India
📍 Mumbai