Senior Product Sales Manager-BRANCH BANKING-Enterprise Business Solutions - EBS Key Responsibilities: 1) Business Development &

- Lead Generation Source merchants for POS/EDC/Bharat QR/UPI and identify opportunities for CMS across assigned markets and segments. Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation. Generate independent leads via references, market mapping, and networking; target priority industries/sectors with tailored propositions.

Collections: Physical &

- Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.

Payments: Physical &

- Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention constructs.
- Onboarding, Activation &
- Portfolio Management Coordinate with operations/implementation for seamless go-live ; ensure activation and throughput (TPV/collections). Build deep client relationships to retain and grow wallets , cross-sell/up-sell adjacent products,



and proactively resolve service issues.
- Enablement, Training &
- Marketing Support Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively. Conduct system demos for Potential &
- Existing clients; run visibility campaigns and provide marketing collaterals to drive penetration.
- Risk, Compliance &
- Governance Ensure KYC/AML and documentation standards are met; maintain AOF accuracy and policy adherence. Explain chargebacks/fraud risks for all product offering and follow audit/compliance requirements throughout deal lifecycle.

Skill Set Requirement: Certification in MS Office/MIS Tools – from private or government institute. Sales oriented, Proactive with high energy levels and capable of working with a team Analytical, practical and have aptitude for troubleshooting. Keen interest in sales, structuring and implementing deals Willingness to travel within radius of 100 KMs for customer meetings

📌 Senior Product Sales Manager - Branch Banking (Jalandhar)
🏢 Kotak Mahindra Bank
📍 Jalandhar