Key Result Areas Product Strategy & Development

Develop, launch, and manage secured lending products.

Identify emerging opportunities to expand product penetration and market share.

Drive product lifecycle management from ideation to implementation.

Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.

Pricing & Profitability

Manage product pricing, fee structures, and profitability metrics.

Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO

Monitor product performance and recommend corrective and strategic actions.

Benchmark products and processes against industry peers and competitors.

Customer & Channel Engagement

Engage with customers and channel partners to understand market requirements.

Drive product adoption initiatives and sales enablement programs.

Gather market feedback and translate insights into product enhancements.

Support business development initiatives to improve acquisition and retention.

Business Transformation & Stakeholder Management

Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.

Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.

Lead cross-functional projects related to process improvements, automation,



and digital transformation.

Present product recommendations and performance insights to leadership teams.

Process Excellence & Compliance

Enhance customer journeys and operational processes to improve turnaround time and customer experience.

Work closely with Risk and Credit teams to optimize policies and product programs.

Ensure products remain compliant with regulatory and internal governance requirements.

Drive continuous process improvements to support business scalability.

Preferred Qualifications CA/ MBA/ PGDM from a reputed institution.

2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.

Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.

Experience in pricing strategy, market research, product rollout, and stakeholder management.

Solid analytical, problem-solving, presentation, and communication skills.

Key Skills Product Management

Housing Finance & Mortgage Products

Product Development & Launches

Product Pricing & Profitability

Portfolio Analytics

Market Research & Competitive Benchmarking

BRD Preparation & Requirement Gathering

Process Improvement & Digital Transformation

Stakeholder Management

Project Management

Data Analytics

📌 Product Manager (Maharashtra)
🏢 Aditya Birla Capital
📍 Maharashtra