About CIBC India

CIBC India is a technology and operations hub in Hyderabad, where you’ll be part of our highly engaged and global team, and play a central role in supporting our growth. Whether you’re driving innovation in digital banking or streamlining client onboarding, you’ll be part of a culture recognized for excellence and investment in people. At CIBC India, people and progress are at the center of what we do: you’ll develop skills, collaborate with industry leaders, and see your ideas realized in a culture that values progress and belonging.

We provide cutting-edge resources, ongoing learning, and a supportive environment where people come first. If you’re ready to create meaningful change and build your future, CIBC India is where your ambition meets opportunity. What CIBC India Offers:

At CIBC India, your goals are a priority. We start with your strengths and ambitions and strive to create opportunities to tap into your potential. We aspire to give you a career that goes well beyond your compensation.

We work to recognize you in meaningful, personalized ways including competitive fixed pay, performance-based incentive programs, a family-first benefits program, employer contributions for your retirement, attractive time off and leave offerings, wellbeing support, and Moment Makers, our social, points-based recognition program

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients worldwide

We cultivate a culture where you can express your ambition through initiatives like Purpose Day, a paid day off dedicated for you to use to invest in your growth and development How You’ll Succeed (responsibilities):

Technical Leadership & Architecture:

Define and drive the technical direction for major features, systems, and cross-cutting concerns within the Payment Solutions platform; produce high-quality design documents and lead design reviews across the team.

Make authoritative architectural decisions within the team's domain; shape and evolve platform standards for coding, testing, deployment, and observability.

Identify, scope, and lead solutions to the team's most complex and ambiguous technical problems — including distributed systems challenges, performance at scale, data consistency, and security vulnerabilities.

Own platform-level concerns: reliability, scalability, fault tolerance, and operational excellence across the payment processing stack.

Evaluate new technologies, frameworks, and patterns; make informed recommendations and drive adoption where they improve outcomes for the team and platform.

Software

Development & Ownership:

Write high-quality, production-ready code for the most complex and high-impact features; set the standard for engineering craft within the team.

Define and maintain comprehensive testing strategies across the platform — unit, integration, end-to-end, performance, and chaos/resiliency testing.

Own the health and reliability of the payment processing platform; lead incident response, post-mortems, and systemic reliability improvements.

Establish and govern CI/CD, deployment, and production monitoring standards across the team's services; drive improvements to engineering velocity and operational efficiency.

Produce and maintain definitive technical documentation, architecture decision records (ADRs), and platform runbooks.

Payment Solutions Domain

Expertise





Serve as the team's deepest technical authority on payment processing systems — transaction lifecycle, settlement, reconciliation, fraud detection, and compliance requirements.

Lead the architecture and delivery of secure, PCI-DSS-compliant payment systems; ensure platform-wide adherence to payment industry standards (PCI-DSS, PSD2, SWIFT, VISA/Mastercard network requirements as applicable).

Drive payment flow optimization at scale — performance, resilience, correctness under high volume, and graceful degradation.

Lead evaluation and integration of third-party payment gateways, processors, and financial institutions; own critical vendor relationships from a technical perspective.

Anticipate regulatory and compliance changes; proactively influence platform design to accommodate evolving requirements. AI & Intelligent Systems:

Lead the technical strategy for integrating AI/ML capabilities into the payment platform — fraud detection, anomaly detection, risk scoring, and predictive analytics.

Define standards for how AI/ML models are evaluated, validated, deployed, and monitored in production payment environments.

Drive adoption of AI-powered developer tooling across the team; assess and integrate LLM-based capabilities (code generation, automated testing, documentation) into engineering workflows.

Act as the team's AI/ML technical authority; guide SDE1 and SDE2 engineers in evaluating, implementing, and operating AI capabilities responsibly and safely. Mentorship & Team Growth:

Actively mentor and develop SDE1 (L5) and SDE2 (L6) engineers; invest meaningfully in their technical growth, career progression, and engineering judgment.

Conduct deep, high-value code reviews that teach architectural thinking, not just correctness.

Contribute to hiring — participate in technical interviews, define evaluation criteria, and help build a strong engineering team.

Foster a culture of technical excellence, psychological safety, and continuous learning within the team.

Identify skill gaps on the team and develop plans (pairing, documentation, workshops) to address them. Cross-Team Collaboration & Influence:

Represent the Payment Solutions team in cross-functional and cross-team technical discussions; ensure architectural consistency across ASG's engineering landscape.

Collaborate with Product Management and business stakeholders to translate complex business problems into sound technical strategy; provide credible technical input to product roadmap decisions.

Partner with the Engineering Manager to align technical direction with team health, capacity, and business priorities.

Influence engineering practices beyond the immediate team; share learnings, tooling, and patterns with peer teams within ASG. CROSS-FUNCTIONAL RELATIONSHIPS:

Partner with the Engineering Manager to align technical strategy, team capacity, and delivery commitments; serve as the technical counterpart in planning and prioritization.





Engage with Senior SDEs and Principal Engineers on platform-wide and org-level architectural alignment; receive strategic direction and contribute to cross-cutting initiatives.

Serve as the primary technical point of contact for Product Management on complex features, technical feasibility, and platform capabilities.

Collaborate with QA leads and DevOps/Platform teams to define platform-wide quality standards, deployment practices, and observability strategy.

Lead engagement with external vendors and third-party payment processors on critical integration decisions, escalations, and technical roadmap alignment.

Actively mentor SDE1 and SDE2 engineers, investing in their growth through structured coaching, pairing, and design guidance.

Experience: 7+ years of experience:

Who You Are (skills/qualifications)

Must Have Skills

7+ years of skilled software development experience, with substantial depth in backend and distributed systems engineering.

Expert-level proficiency in at least one modern programming language (Python, Java, C#, Go, or similar); demonstrable ability to work across languages and adapt rapidly to new technology contexts.

Expert-level knowledge of relational and NoSQL data stores (PostgreSQL, MySQL, MongoDB, Redis);

experience with query optimization, schema design for high-throughput systems, and data migration strategies.

Proven experience designing and governing RESTful and event-driven APIs at platform scale;

experience with API versioning, backward compatibility, and deprecation strategies.

Deep understanding of cloud-native architecture on at least one major cloud provider (AWS, Azure, GCP);

experience with multi-region, high-availability, and cost-optimized designs.

Hands-on experience owning and evolving CI/CD platforms, deployment strategies (blue/green, canary, feature flags), and production observability (tracing, metrics, alerting).

Strong experience with containerization and container orchestration (Docker, Kubernetes) in production environments.

Deep expertise in distributed systems design — consistency models, fault tolerance, event-driven architecture, microservices, and service mesh patterns.

Demonstrated record of leading end-to-end delivery of complex, high-impact technical initiatives from ambiguous requirements through production at scale.

Demonstrated performance engineering expertise — profiling, load testing, capacity planning, and tuning at scale.

Security engineering depth — threat modelling, secure design reviews, knowledge of relevant vulnerability classes, and experience with regulated/compliant systems.

Proven ability to mentor engineers effectively and grow technical capability within a team.

Experience with payment processing systems, financial transactions, or financial services domain; solid understanding of transaction lifecycle, settlement, reconciliation, and compliance requirements.

Working knowledge of PCI-DSS and relevant payment industry security standards;

experience ensuring platform compliance.

Strong ability to integrate AI/ML capabilities into production systems; able to define standards and evaluate AI components for production readiness, safety, and risk in a payments context. Privacy:

By proceeding with the creation of a profile and submitting an application in response to this job posting, you acknowledge and agree that your personal data will be collected, used, retained and disclosed by CIBC India and its affiliates, as described in the Candidate Privacy Statement.

📌 Principal Software Engineer-28230] (Hyderabad)
🏢 CIBC India
📍 Hyderabad