JOB ROLE

- Transforming raw data into actionable insights, building predictive models, and supporting data-driven decision-making across the organization.

- Review Scorecard Performance - Model Outcome Analysis, Assumptions and model limitation, back testing.

- Inventory of Models, BRE rules for the model

- Build statistical model for predicting ECL movement,

- Model the portfolio performance of all products pre scorecard deployment and post scorecard deployment.

- Build model for collection flows and estimation of portfolio performance.

Key Responsibilities

- Analyze large datasets to identify trends, patterns, and opportunities for business growth and portfolio monitoring.

- Develop and deploy machine learning models for classification, regression, clustering, and recommendation systems.

- Collaborate with cross-functional teams to understand business requirements and translate them into data solutions.

- Design and implement data pipelines and ETL processes.

- Communicate findings through dashboards, reports, and presentations using tools like Power BI, Tableau,



or Python visualizations.

- Build statistical model / scorecards

- Can do independent - statistical validation of scorecards

- Analyse reason for portfolio movement - Highlighting key changes in portfolio (basis model performance)

- Create model for predicting - various parameters - ED movement / Probable ED flows, Tracking Write Off movement, recovery trends and probable losses - modelling them for predicting future performance.

Mandatory Skills Required

- Degree in Statistics / mathematics / economics with finance background will be an added advantage.

- Prior experience of statistical modelling for 4-5 Years

- Proficiency in python /R /SAS /MATLAB / & SQL

Desirable Skills

- Excellent communication and problem-solving skills.

- Solid understanding of statistical methods and data modeling.

- Power BI, Tableau, or Python visualizations.

- Stay updated with the latest developments in data science and AI.

📌 Manager - Data Science (Mumbai)
🏢 HDB FINANCIAL SERVICES
📍 Mumbai