Head - Credit - Micro Finance - Mumbai - Lower Parel - MM . Work in close collaboration with business team and facilitate them with seamless credit underwriting of potential partners.

- Coordinate with the leadership team of business partner, obtain/evaluate all necessary documents for the purpose of credit underwriting.
- Ensure 100% compliance in our lending standard adhering to the credit policy of the company.
- Be the custodian of credit policy for retail lending business, evaluate the policy adherence time to time and raise red flag when it is breached.
- Work closely with risk team and highlight possible credit losses at different point in time. Will be responsible for managing credit cost at the lowest level benchmarked to industry.
- Will network in the industry and evaluate credit polices of others and suggest management to respond to external stimulus whenever needed.
- Will provide expert view when current products or processes are to be introduced and give signoff.
- Play a checker role in credit underwriting and ensure 100% process and quality assurance as per the organizational policy.

Education: CA, CFA Or MBA in finance

📌 Head of Credit for Micro Finance (Mumbai)
🏢 Tata Capital Finance
📍 Mumbai