Role & responsibilities

To monitor, detect, and investigate frauds specifically related to home loan products, and ensure compliance with internal policies, credit norms, and regulatory guidelines.

Key Responsibilities:

- Identify and investigate frauds in home loan processes such as sourcing, credit appraisal, documentation, disbursement, and collections.
- Detect irregularities like fake income documents, property frauds, multiple lending, identity fraud, and builder-related issues.
- Conduct field investigations and verification of borrowers, properties, and third-party agencies.
- Review loan files to identify deviations from credit and operational policies.
- Coordinate with credit, legal, technical, and collections teams for fraud analysis.
- Prepare detailed fraud investigation reports with findings and preventive recommendations.




- Ensure reporting of fraud cases as per regulatory guidelines (NHB/RBI).
- Strengthen fraud prevention controls in home loan underwriting and disbursement processes.
- Handle vigilance complaints related to staff misconduct in loan processing.
- Support audits and regulatory inspections related to fraud and vigilance.

Preferred candidate profile

- Robust knowledge of home loan lifecycle
- Fraud detection and investigation skills
- Understanding of property/legal/technical documentation
- Analytical and report writing skills
- High integrity and confidentiality

Preferred Background:

- Candidates currently working in Housing Finance Companies (HFCs), NBFCs, or Banks handling home loans

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