Job Summary

We are seeking a highly organized and detail-oriented Associate – Foreclosure Operations to manage and support the end-to-end foreclosure process for mortgage loans. The candidate will be responsible for handling foreclosure activities from referral through sale, redemption, post-sale, and foreclosure completion while ensuring compliance with investor, regulatory, and client requirements.

The ideal candidate should have a robust understanding of mortgage servicing, default management, legal timelines, and foreclosure procedures across judicial and non-judicial states.

Key Responsibilities

Foreclosure Case Management

- Manage the complete foreclosure lifecycle from loan referral through foreclosure sale and post-sale activities.
- Review account eligibility and initiate foreclosure referrals in accordance with investor and client guidelines.
- Monitor bankruptcy, loss mitigation, litigation, and foreclosure holds to ensure compliance with applicable regulations.
- Coordinate with foreclosure attorneys, trustees, title vendors, and third-party service providers.

Foreclosure Processing

- Review and validate foreclosure documents, affidavits, notices, and legal pleadings.
- Track and manage foreclosure milestones, timelines, and statutory deadlines.
- Ensure timely completion of all foreclosure actions, including:
- - Referral
- Title Review
- First Legal Filing
- Service Completion
- Judgment
- Sale Scheduling
- Foreclosure Sale
- Post-Sale Activities
- Deed Recording
- Claim Filing

Compliance & Risk Management

- Ensure adherence to CFPB, FHA, VA, Fannie Mae, Freddie Mac, USDA, and investor foreclosure requirements.
- Identify and escalate compliance risks, legal issues,



and process exceptions.
- Maintain accurate servicing system updates and audit-ready documentation.
- Ensure compliance with state-specific foreclosure laws and timelines.

Reporting & Documentation

- Maintain accurate records of foreclosure activity within servicing platforms.
- Prepare foreclosure status reports and inventory tracking reports.
- Support internal and external audits by providing required documentation.
- Document process exceptions and resolution activities.

Stakeholder Management

- Partner with internal departments including:
- - Loss Mitigation
- Bankruptcy
- REO
- Litigation
- Escrow
- Customer Service

- Communicate effectively with foreclosure attorneys, trustees, vendors, and clients regarding case status and escalations.

Quality & Continuous Improvement

- Perform quality checks to ensure accuracy and compliance.
- Identify opportunities for process improvements and operational efficiencies.
- Support implementation of regulatory and client-driven process changes.

Required Qualifications

- Bachelor's degree in Business Administration, Commerce, Finance, Law, or a related discipline.
- 1–4 years of experience in:
- - Foreclosure Operations
- Mortgage Servicing
- Default Servicing
- Bankruptcy Operations
- Legal Mortgage Processing





- Knowledge of end-to-end foreclosure processes and timelines.
- Understanding of judicial and non-judicial foreclosure states.
- Strong analytical and problem-solving skills.
- Excellent attention to detail and organizational skills.
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook).

Preferred Qualifications

- Experience with mortgage servicing platforms such as:
- - MSP (Black Knight)
- Sagent
- LoanSphere
- Tempo
- VendorScape

- Knowledge of:
- - CFPB Mortgage Servicing Rules
- Investor Guidelines
- State Foreclosure Laws
- Bankruptcy and Loss Mitigation Interactions

- Six Sigma, Lean, or process improvement experience preferred.

Key Competencies

- Foreclosure Process Knowledge
- Regulatory Compliance
- Critical Thinking
- Risk Assessment
- Time Management
- Attention to Detail
- Stakeholder Management
- Decision Making
- Communication Skills
- Customer Focus

Performance Metrics

- Foreclosure milestone adherence
- Foreclosure referral quality
- Compliance and audit results
- Turnaround Time (TAT) achievement
- Inventory management
- Error and exception rates
- Vendor service-level adherence
- Productivity and efficiency metrics

Experience Level

Associate: 1–4 Years of Foreclosure / Mortgage Servicing Experience

Employment Type

Full-Time

Ideal Candidate Profile A successful candidate will have practical experience handling the complete foreclosure lifecycle, strong regulatory awareness, and the ability to manage high-volume foreclosure inventories while ensuring compliance, accuracy, and timely execution of all foreclosure-related activities.

📌 Foreclosure (Pune)
🏢 Consolidated Analytics
📍 Pune