At ABB, we help industries run leaner and cleaner—and every person here makes that happen. You’ll be empowered to lead, supported to grow, and proud of the impact we create together. Join us and help run what runs the world.

This Position reports to

CoE O2C Capability Lead Your role and responsibilities: Responsible for the efficient and effective operational management of credit risk according to global policy and direction from Global Credit Risk Management. Providing an authorized approval for the release of credit blocked orders and taking credit decisions is expected. Active support for the Team Leader Credit Management, Business and Sales.

The work model for the role is: Hybrid You will be mainly accountable for:

Supporting part of portfolio of 70+ countries with more than 65 thousand customers

Credit limit authorization within threshold up to - depending on the size of the country - 200K USD for a large country, 100K USD for a medium country and 50K USD for a small country

Presenting general knowledge in Credit Risk Management process, understanding the differences of the country specifics across the organization

Participating in the Credit Circle sessions with the Global O2C Process Owners, Head of Global Credit Risk Management and Team Leader Credit Management

Regular liaising with Internal and External Stakeholders (Front Office/Business/3rd Party Customers located globally)

Assisting and giving advice in credit-related matters to Team Leader Credit Management

Analyzing the creditworthiness of both new (credit assessments) and existing (credit reassessments)



customers and making recommendations on their credit rating and credit limits

Conducting annual/monthly credit limit review of customers for countries in scope

Researching companies, gathering and analyzing financial and non-financial information from available sources to develop an understanding of customer’s credit profile to make credit recommendation and provide partnership to the Business

Monitoring and managing customers’ portfolio

Having general understanding of the processes related to the Credit Control

Managing the process for recent orders put on hold due to exceeding credit limits

Interacting with Business and Sales team on customers credit limit issues and escalations

Monitoring compliance to Global Credit Policy

Providing feedback on risk mitigation practices within credit area and other functions across ABB organization

Close cooperation with CFIN SAP4HANA Specialist to implement new credit tools, systems, etc.

Qualifications for the role

1-3 years’ experience in credit analysis or credit control, acting as Junior Credit Specialist/Credit Specialist or similar role in a global organization

Master’s/bachelor’s degree in Finance, Banking, Accounting or Financial Audit

Strong analytical,



interpersonal and communication skills An ability of analyzing financial reports: P&L;, Balance Sheet, Cash Flow statement and credit bureau reports An ability to cooperate in a dynamic and learning environment, to develop good relationship with Business and other supporting teams and be able to present key credit risks in complicated deal structures, to make sure that credit risk is addressed and Accounts Receivables collection is secured

Experience of governing credit risk in an evolving environment

High level of accuracy and attention to details, pro-active and “can do“ attitude

Fluent communication in English (good knowledge of other European languages would be an asset)

Continuous Improvement mindset and experience in developing credit process A knowledge of SAP4HANA will be an asset

Professional credit risk certification will be an asset Building a cleaner, smarter future takes all kinds of minds: the curious, the courageous, and the creative. We welcome people from all backgrounds and experiences. Ready to make an impact? Apply today or visit www.abb.com to learn more about the impact of our solutions across the globe.

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📌 Credit Specialist (Karnataka)
🏢 ABB
📍 Karnataka